1994–95 Croatian Second Football League

The 1994–95 Druga HNL (also known as 2. HNL) season was the 4th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 52 teams organized into three geographic groups: Zapad (West, 19 teams), Sjever (North, 16 teams), and Jug (South, 17 teams).