2004–05 Second League of Serbia and Montenegro – Group Montenegro

2004–05 Second League of Serbia and Montenegro – Group Montenegro was one of the two groups of the Second League of Serbia and Montenegro (Budućnost Podgorica, Sutjeska Nikšić and Zeta competed in the First League).

Relegation play-offs
The 9th placed team were played against the 2nd placed team of the Montenegrin Republic League in two-legged relegation play-offs after the end of the season.

Second leg
Mornar remained in the Second League, while Gusinje remained in the Republic League.