2004 Chattanooga Mocs football team

The 2004 Chattanooga Mocs football team represented the University of Tennessee at Chattanooga as a member of the Southern Conference (SoCon) in the 2004 NCAA Division I-AA football season. The Mocs were led by second-year head coach Rodney Allison and played their home games at Finley Stadium. They finished the season 2–9 overall and 2–5 in SoCon play to tied for fifth place.