AccessHolding

Access Microfinance Holding AG, often referred to as AccessHolding, is a commercial microfinance investment and holding company based in Germany. AccessHolding specializes in start-ups and early-stage microfinance institutions (MFIs). It will establish new MFIs together with other partners, and transform existing non-bank microlending institutions into full-service microfinance banks.

Overview
AccessHolding is an investor and technical manager in a network of microfinance banks in developing and emerging countries. In 2012, the group banks' total assets were valued at approximately €1 billion, with shareholders' equity of about €170 million.

History
The company was founded in August 2006 by LFS Financial Systems GmbH (LFS). LFS is a German business and financial consulting firm based in Berlin. It has special expertise in developing and emerging markets.

AccessBank Group
The member banks of the AccessBank Group include the following:


 * 1) AccessBank Azerbaijan - Baku, Azerbaijan 🇦🇿 - Total Assets:US$597.4 million (2012) (16.5% shareholding)
 * 2) AccessBank Madagascar - Antananarivo, Madagascar 🇲🇬 - Total Assets:US$39.1 million (2012) (55.2% shareholding)
 * 3) AccessBank Tanzania - Dar es Salaam, Tanzania 🇹🇿 - Total Assets:US$55.3 million (2012) (52.7% shareholding)
 * 4) AB Microfinance Bank Nigeria - Lagos, Nigeria 🇳🇬 - Total Assets:US$42.2 million (2012) (50.1% shareholding)
 * 5) AccessBank Liberia - Monrovia, Liberia 🇱🇷 - Total Assets:US$24.3 million (2012) (55.6% shareholding)
 * 6) AccessBank Tajikistan - Dushanbe, Tajikistan 🇹🇯 - Total Assets:US$23.4 million (2012) (63.4% shareholding)
 * 7) AB Bank Zambia - Lusaka, Zambia 🇿🇲 - Total Assets:US$8.3 million (2012) (51.0% shareholding)
 * 8) AB Bank Rwanda - Kigali, Rwanda 🇷🇼 - Total Assets:US$5.54 million (2013) (50.5% shareholding)

Ownership
, the company stock is privately owned by the following corporate entities:


 * MicroAssets GbR is the employee investment company owned by the staff of LFS Financial Systems GmbH.