Achieve Company

Achieve is a digital personal finance company headquartered in Tempe, Arizona. Achieve provides consumer financial solutions including debt consolidation, debt resolution, personal loans, home equity loans, financial apps, tools and education.

Achieve combines innovative technology with a relationship-driven approach to support a consumer’s entire financial journey and help them manage debt, increase their cash flow, and improve their finances.

Co-founded by co-CEOs Andrew Housser and Brad Stroh, Achieve is a subsidiary of the Freedom Financial Network, which they also founded. The company has served more than 1 million consumers since 2002.

Achieve’s two decades of data and analytics, expertise in credit profiling, and conservative risk management provide an unrivaled ability to navigate complex and ever-changing credit and economic cycles. Achieve takes an empathetic and customized approach to helping people on their financial journeys by profiling what has and hasn’t worked before for its members, and then offering the right mix of financial products, education and engagement. The company’s 2,800 dedicated employees work across the country with hubs in California, Arizona and Texas.

Achieve has been rated a best employer in 2022, 2023,  and 2024 and has provided $400,000 in grants to non-profits including Habitat for Humanity Central Arizona where Linda Luman (EVP, Human Resources - Achieve) was added as a board member.

Achieve’s Care Fund is a company-wide resource for employees to contribute money or PTO for fellow workers in need. In 2023, the company’s employees donated more than $150,000 to the fund.

History
Inception Freedom Plus, now Achieve Personal Loans, started a pilot program in 2008 that made unsecured loans to consumers struggling with their existing debt. The company lent $25 million to people who had average FICO scores of 576. Average loan balances were greater than $15,000, and annual default rates were less than 2%. Interest rates are 3.75% above prime consumer debt rates.

Name Change In September 2022, FreedomPlus changed its name to Achieve Personal Loans, part of Achieve Company.

Leadership

 * Andrew Housser, Co-CEO and Co-Founder
 * Bradford Stroh, Co-CEO and Co-Founder
 * Linda Luman, Executive Vice President of Human Resources

Past Leadership

 * Joseph Toms, President (FreedomPlus) 2013-2022