Heimeshoff v. Hartford Life & Accident Insurance Co.

'Heimeshoff v. Hartford Life & Accident Ins. Co.', 571 U.S. 99 (2013), is a United States Supreme Court case. In this case, the court considered whether the agreed-upon limitations period for filing a legal objection to long-term disability denial began when the claim was filed or the claim received a final denial. In a unanimous decision, the court ruled the agreed-upon limitations period is neither too short nor is there a statute that prevents it from taking effect, as such the courts are bound to enforce the limitations period and its start date as written in the coverage plan.