Peltigera neckeri

Peltigera neckeri is a foliose lichen in the family Peltigeraceae. It is commonly called black saddle pelt. It is distinguished by its unique tubular apothecia, which resemble black saddles or painted finger nails.

Ecology
Peltigera neckeri is found throughout temperate and boreal regions of North America, Europe, and Asia. It is terrestrial, and almost exclusively found on bare soil or mosses.