Sergey Smelov (entrepreneur)

Sergey Borisovich Smelov is a Russian entrepreneur and expert in the field of fintech and microfinance, the founder and CEO of MKK Boostra. Smelov is known for his innovations in microfinance and the integration of high technologies into financial services.

Biography
Sergey Smelov was born and raised in Russia. In 2005, he graduated from Samara State Technical University with a degree in engineering. In 2006, he completed his studies at the International Market Institute, specializing in "Economics and Management at an Enterprise".

Career
Smelov began his career in the financial industry in 2007, working at the company "EasyCredit". He later held the position of director at "Excellent Cash". In 2014, Sergey founded MKK "Boostra", which has become one of the leading fintech companies in Russia, offering innovative solutions in the field of microfinance.

Innovations and Contribution to Fintech
Smelov actively implements artificial intelligence technologies in the operation of "Boostra", which allows the company to efficiently work with large volumes of data and improve the quality of customer service. Under his leadership, the company developed its own scoring system and introduced zero interest on first loans, attracting a large number of new clients.

In 2022, Smelov was awarded the "Most Effective MFO Manager" award, confirming his significant contribution to the development of the fintech sector.

Public Activity
Smelov actively participates in various financial and technological conferences, sharing his experience in the microfinance industry. He is also involved in the development of educational programs to increase financial literacy among the population.