Talk:Allied Irish Banks/Archives/2013

Name
Lads, I'm under the impression it's officially called 'AIB Bank'. I know that sounds mad.

The banks correct name is Allied Irish Banks not Allied Irish Bank, when spelt out. The former name was registered in 1969 while the latter in 1971 - maybe because they wanted to ensure both variations were registered? Five companies use former name, one uses the latter - one does not use the word bank or banks. Information from www.cro.ie database search. I have placed a redirect from the official name - could move article? Djegan


 * done Djegan 17:20, 29 Jul 2004 (UTC)

The reason the singular was registered is probably that it was used as a brand name for the retail part of the operation prior to the logo change in 1990. I have seen some old adverts (using the old - apparently changed because people confused it with Mercedes-Benz - logo) with the words "Allied Irish Bank" in the singular used. Of course, its still used these days in the UK. --Rdd 17:00, 7 Apr 2005 (UTC)

I have removed a few additions added today. Due to the nature of them, they would definitely have to be referenced. Stu  ’Bout ye!  11:25, 27 June 2006 (UTC)

2008 share price collapse
The new section, Allied Irish Banks, has no references. Some of the claims are negative and may be on the wrong side of the BLP policy.

I have placed a couple of tags to warn readers. In particular, several parts state opinions about the balance sheet and management without saying who holds those opinions: analysts, newspapers, auditors .... ?

Please work on cleaning this up, as I suspect our fellow editors will treat this more harshly than I did.

--Hroðulf (or Hrothulf) (Talk) 07:32, 8 October 2008 (UTC)

Right, I've made a stab at the references. There's plenty of supporting material out there so hopefully some others could give me a hand. I took the liberty of removing the "dubious" tag after adding a related reference to their 1st half financial report. I changed the wording of the part related to the "fact" tag and removed that too. Have a look to see if you're satisfied. Otherwise, simply add the tags back in. I left the NPOV tag until everyone had a chance to check it. Please remove the tag if changes are suitable. —Preceding unsigned comment added by 85.53.30.15 (talk) 18:42, 8 October 2008 (UTC)

Good improvement. It is not for Wikipedia to speculate, however, about whether the balance sheet reflects the value of the loan book, or hint the bank may not be able to meet its obligations. You have backed up your specifc statements about the environmental conditions, but not your forecasts about repayment of loans. While I know your piece is written in good faith, I propose we keep the NPOV tag, and consider deleting some sentences. Nothing personal intended. --Hroðulf (or Hrothulf) (Talk) 15:48, 9 October 2008 (UTC)

Sentences hinting at unrealistic asset pricing on AIB's balance sheet are now deleted. Foreign investors who are unfamiliar with the Irish market will have to draw their own conclusions. Leave the NPOV tag if you wish, although I do feel that there is sufficient evidence there to support the section in its current state. —Preceding unsigned comment added by 85.53.30.15 (talk) 18:39, 9 October 2008 (UTC)

The article used to support the waiving of covenants is NOT related to AIB, yet was posted as support for AIB possibly waiving these critical protective triggers. This sentence was modified to reflect the application of covenant waivers to other Irish banks, which may consequently have caused investors to lose confidence in AIB, as it is part of the Irish banking sector. Furthemore, by stating "...in fear of provoking the (inevitable) bankruptcy of many property developers and banks are thought to be "lending some developers further cash to pay their interest bills, which means that they are not classified as 'bad debts' by the banks"Furthermore, AIB's balance sheet indicates that its impairment (bad debt) provisions are not being increased correspondingly. Their 2008 1st half financial report only accounts for an impairment provision of 0.21%[21]. This does not appear to be consistent with the real negative changes taking place in property market fundamentals." implies that AIB is involved in financial mismanagement associated with these property developer issues. This has not be proven factual, and appears to be simply conjecture and speculative opinion: not fact. —Preceding unsigned comment added by Golong getshorty (talk • contribs) 19:07, 19 October 2008 (UTC)

Photo's not right

The photo used here as AIB's headquarters isn't accurate for a couple of reasons.The actual HQ of AIB Group is called BankCentre and is in Ballsbridge, a suburb on the south side of Dublin City. The photo is of a number of different buildidngs in the International Financial Services Centre, (IFSC) in the centre of Dublin. There are actually three main buildinga in the photo, on the right hand side is a red-brick building, the trade centre, where certain of AIB's traders work. On the left-hand side of the photo is the side of the main Capital Markets building, called International House, (where I worked for 7 years). Like the trade centre, this has the AIB logo and the letters AIB on it. The building in the centre is a seperate building from the other two, and is in now way connected to the other two. This is not now, and never has been an AIB building. I'll have a look through my photos to see if I can find one of bankcentre. Cormacmoran (talk) 04:23, 20 January 2009 (UTC)