Talk:Bestinvest

Press coverage
Bestinvest continues to have extensive coverage in the press and repeat awards for its advice and research giving it profile both within the industry and with the public looking for an IFA or already a client. Giving notoriety over duration in time and depth or breadth of topic.

Award winners for the second time at The Daily Telegraph Best Advice Wealth Management Awards 2007 & 2008.

The key spokesperson Adrian Lowcock (page also contested on the same grounds) has appeared on BBC Breakfast News this week (18 August 2009). And continues to receive extensive coverage not only on television and radio but also in national and trade press. His personal advice and the research generated by Bestinvest is both respected and sort out by journalists and clients alike.

In creating these pages I was conscious not to cross the boundary of advertising and so had not used the extensive press coverage as back up of the company’s profile. I also used other competitor profiles that have similar market presence and reason to be contained within wikipedia - examples like Hargreaves Lansdown Independent Financial Advisers and John Charcol for mortgages.

I look forward to hearing from you any any suggestions or advice you may have.

Many thanks

Articles in which Bestinvest and Adrian Lowcock and other media spokespeople for Bestinvest are referred to and used as sources of credible information.

Saturday 25th July BROADCAST COVERAGE Adrian appeared on Money Box on Saturday discussing saving and investing. You can listen to the programme again here

FT Money Adrian was quoted in an article by Matthew Vincent concerning how lower water bills are going to cut dividends for investors following Ofwat’s decision to reduce water rates by 4%. He said: “Ofwat’s announcement is good news for consumers, but not so great for investors, The water companies will be allowed to make a return on investment of 4.5 per cent, which should enable them to maintain their dividends, but there is concern that the ruling could force cuts to payouts in the future. With the equity income sector already reeling from the loss of dividends from the banks – the biggest sector to payout dividends previously – losing even a proportion of dividends from another major contributor is a big blow.”

Additionally, Sharlene Goff did a piece focusing on how the Bank of China is targeting the UK mortgage market. She said that the bank is now a potential lender, offering competitive loan rates, especially in short-term trackers, often better than both Abbey and Lloyds.

The Daily Telegraph (Your Money)

Nina Montagu-Smith focused on with-profit funds this week, discussing how many of them have cut their bonuses. Adrian discussed the fact that Aviva is slashing its fund by almost 17%. He said: “I don’t think Aviva’s move is too surprising. We have seen very volatile markets, which have fallen by more than 17%, at which point Aviva did not cut its payouts. Now that the markets have stabilized a bit, they are making a cut of 17%. It does show how the smoothing process works.”

Also, Emma Simon did a piece looking at how long-term planning and saving can help families deal with the rising costs of private schools.

The Times (Money)

David Budworth did a piece looking at how inflexible insurers are making it difficult to get the best return from your savings. He discusses how Standard Life has caused anger by issuing penalties to those customers who do not want to use their with-profits pensions to buy a conventional annuity. He also looks at transfer delays, and how halting transfers from pension pots to annuity providers for ten weeks helps gain interest for a number of insurance companies.

Robert Cole uses his Personal Investor column to discuss which banks might be worth investing in now as they appear to have come back from the brink. He says treat all with caution, but suggests avoiding RBS and holding onto anything in HSBC and Lloyds.

The Daily Mail (City and Finance)

Steve Marriot was quoted in a piece by James Coney looking at how equity funds have been hit by slashed dividends. Steve mentioned that you need to look at the fund managers closely before deciding to invest in a fund: “When you choose an equity income fund you really have to drill down into the fund managers portfolio to see what stocks they hold and how much cash. A lot of cash means that the capital in the fund will be reasonably protected if the market falls, but it will also mean that you will miss out on the yield these funds could pay out.” Additionally, James used Bestinvest’s fund suggestions of Rensburg UK Equity Income and Jupiter Income.

Sunday 26th July

The Sunday Telegraph (Money and Jobs)

Adrian was quoted in a piece by Nina Montagu-Smith on the best pension options for a retirement income. Adrian firstly commented on the need to shop around before committing to a particular annuity, saying: “Even a difference of half a percentage point will make a big difference over the lifetime of an annuity.”

He is also quoted on whether to opt for a level annuity or one that increases your income every year. He said: “Consider carefully whether you could live on the lower amount now, and if you do, choose an inflation linked annuity, make sure there is a minimum amount it will rise by each year.”

Additionally, Richard Evans did a piece urging savers to wake up and notice that they have invested money in underperforming funds, and if they don’t rapidly improve, customers could find that their pension pots are tens of thousands of pounds lower than what initially estimated. He points out Standard Life, Friends Provident and Lloyds TSB as being a few of the underachieving funds.

The Sunday Times (Money)

Elizabeth Colman led the section looking at how Chinese and Israeli banks are offering the best rates for mortgages. She also points out that Swedish banks are also good, and all are consistently offering better rates than UK high-street banks. She illustrates statistics showing that Israels Bank Leumi and the Bank of China are offering rates from below 3% for a number of mortgages, where as HSBC and Lloyds are offering rates above 3.2% for similar products.

Also, Jennifer Hill looks at where the smart money is going now, and focuses on private finance initiatives as well as the huge potential in investment for emerging markets and the far east.

The Independent on Sunday (Money)

Simon Read looks at a new fund launched by Co-op that plans to invest in global change. The Sustainable Diversified Trust, which is launched today, looks to invest in companies that are well positioned to benefit from addressing ageing populations and climate change. Further more, to encourage investors Co-op are offering anyone who invests more than £10,000 a 2% discount off of the usual 5% initial charge.

He also looks at the secrets to boosting retirement income. He suggests taking time to find the best annuity and declaring any medical conditions and you could increase payments by 10%. He also points out that it isn’t worth accepting the first offer through the door as it often isn’t the most lucrative.

The Observer (Cash)

Jamie Elliot looks at results from a survey that reveals the level of risk facing ex-tenants who purchase their council property. The research carried out by Consumer Focus showed that nearly one in ten had problems paying their mortgage in the last three months. Additionally, they found that those paying on a buy-to-let scheme were twice as likely to face repayment issues.

Saturday 15th August 2009 FT Weekend Money Matthew Vincent drafted a piece looking at where investors are seeking quick profits as their dividends are reduced. Adrian is quoted as saying “in the four recessions since the war, we've seen closer to 30 per cent dividend cuts" adding that "income seekers may need to err on the side of caution- as it could get worse before it gets better". Lucy Warwick Ching reported that clients of UK banks face a clawback of £1bn of tax on offshore holdings. While Sharlene Goff reveals that private banks are offering clients the chance to trade property derivatives and Ellen Kelleher suggests that commodities are reviving investor’s appetites.

The Daily Telegraph

Paul Farrow offers advice on how to stay afloat in the mortgage maelstrom and the manager of the Jupiter Income Trust Anthony Nutt claims that “deflation is the swine flu that risks infecting the economy”

The Daily Mail

James Salmon suggested it may be time to give your pension fund options a good workout

The Times

Rebecca O’Connor reports that mortgage lenders are turning their backs on those in the risky businesses of property and finance. Meanwhile in light of this last weeks positive data David Budworth asks is the end of the credit crunch finally in sight? Lauren Thompson reports on how the Banks are being accused of mis-selling risky investments to the elderly and James Chares reveals some home truths about mortgage protection

Sunday 16th August 2009

The Sunday Times Money Jennifer Hill’s main feature debates whether property or stocks are a better bet with the prospects for both improving dramatically for both. Adrian Lowcock is quoted in the piece recommending M&G Recovery and Artemis Income for those who want to invest in the markets now. Adrian also features in Kathryn Cooper’s main editorial column asking whether after the FTSE 100 failed to hold a fourth straight week of gains, are we heading for a steep fall in September? Adrian suggests “there is an argument for taking some profits out of equities and putting it into commercial property where yields are high and prices have not rallied as they have elsewhere. We would look at New Star Property.” Kathryn also offers tips on how to follow Warren Buffet in the bond market in another article with Adrian quoted as saying “the rally in investment grade bonds could have legs and there are still good yields to be found but a strategic bond fund can move into the higher yield sector as conditions improve.” Adrian also recommends the L&G Dynamic Bond Fund Henderson Strategic Bond Fund. Elsewhere in the money section Jen Hill suggests that deflation makes it the best time to save since 1991 while Liz Colman warns of a shock for those householders looking to remortgage and Alexandra Goss discusses overdraft charges and interest rates.

Sunday Telegraph

Money & Jobs Emma Simon asks in her leader whether it is time to bin with-profits. Nina Montagu Smith identifies 3 ways to get income from shares and Richard Evans discusses how mortgage firms are ser to squeeze more from borrowers

The Observer Cash

Jill Insley covers research from mortgage brokers John Charcol that reveals up to 3.5m UK households are unable to move because they have insufficient equity in their homes or can't get a mortgage Sam Dunn also writes on the fears over a sales surge in unsuitable savings bonds

Mail on Sunday Financial

Lisa Buckingham suggests that capping banking bonuses will make us all losers. Joanne Hart reveals the top ten yielders are falling out of favour as footsie surge leaves defensive stocks behind. Stephen Womack discusses opportunities for growth in emerging in new markets and also reports on how the Keydata case is bringing savers further grief as creditors will be told today they are likely to get 'pennies' in the pound'.

—Preceding unsigned comment added by Sbrickell (talk • contribs) 19:22, 20 August 2009 (UTC)

Speedy deletion nomination of Graham Frost


A tag has been placed on Graham Frost requesting that it be speedily deleted from Wikipedia. This has been done because the article, which appears to be about a real person, individual animal(s), an organization (band, club, company, etc.), or web content, does not indicate how or why the subject of the article is important or significant: that is, why an article about it should be included in an encyclopedia. Under the criteria for speedy deletion, articles that do not indicate the subject's importance or significance may be deleted at any time. Please see the guidelines for what is generally accepted as notable.

If you can assert the notability of the subject,. Clicking that button will take you to the talk page where you will find a pre-formatted place for you to explain why you believe the page should not be deleted. You can also visit the |the article's talk page directly to give your reasons, but be aware that once tagged for speedy deletion, if the article meets the criterion, it may be deleted without delay. Please do not remove the speedy deletion tag yourself. You may freely add information to the article that would confirm the subject's notability under Wikipedia guidelines.

See the guidelines for specific types of articles: biographies, websites, bands, or companies. Fayenatic (talk) 11:38, 19 April 2011 (UTC)

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