Talk:Bond insurance

Merge of Monoline and bond insurance
I fleshed out the article on monoline insurance. Since monoline = bond insurance, thinking of merging that in here and redirecting monoline here. Will give it a shot in a week or two if no objection. RockyMcNuts (talk) 16:09, 29 December 2007 (UTC)
 * Dear Rocky... over 2 years later, I have attempted to do what you say... that is, to merge them! I tried to keep everything --everything-- from both articles, but to just rearrange it in a little easier-to-understand fashion. I stuck '' on the stuff that had no references.


 * my main problem is that i barely understand this stuff in the first place. and the whole spiel about 'taxes and bonds', which was stuck in the middle of the history beforehand, i have moved to an entirely separate section, simply because I do not really understand it or know how to 'merge' it into the generalized description of monolines. i have an inkling (like, taxes are a big reason people bought monoline-insured bonds?) ...but i just dont feel confident yet doing that. but hopefully the merge that I did do is a good enough start for some genius to come in here and fix it up all nice and 'perty. sorry if i have gotten stuff wrong, or misunderstood things... but the old status quo,,,, which had two separate articles (monoline insurance, and bond insurance), that had something like 5 or ten of the same paragraphs.... each of which were beginning to slightly diverge as people edited them??? that status quo did not seem like a very good thing to me. i hope this is better. if not, hey its wikipedia, someone can always change it back!!!! thank you. -- Decora (talk) 17:06, 15 April 2010 (UTC)

Circular letter legal status
Dear Anonymous Experts: I made the changes relating to Circular Letters by the NYDOI. I worked for a state legislature for three years and was a lobbyist for another 10 years. I then became an insurance broker. The NYDOI tried to use a Circular Letter in an enforcement action against me. I sued them claiming that a Circular Letter enforcement action violated my constitutional rights, because it was not a statute or regulation adopted according to law. It was an opinion. The Supreme Court in Albany ruled in my favor, and the department did not appeal the ruling. Don Cleveland —Preceding unsigned comment added by 66.176.113.204 (talk) 17:27, 26 January 2011 (UTC)

Substantive changes with possible conflict of interest declaration
As I have made substantive changes to the Bond Insurance article, I want to inform the community about who I am, the changes I’ve made, and why.

WHO I AM First, in accordance with the Wikipedia “Conflict of Interest” guidelines, I want to disclose that I am a professional who serves the bond insurance industry. I’ve spent more than a decade in and around the industry, though never in the direct employ of a bond insurance company, nor as a public relations professional. I am well acquainted with the history of the industry, its current circumstances, and with the complex transformations that have affected it in the wake of the financial crisis that began in 2007.

I want to help readers acquire an objective overview of this industry, and, in view of my professional relationship to the subject matter, I have made an extra effort to keep my edits in line with Wikipedia’s five pillars, particularly the neutrality principle.

WHY I’VE EDITED THE ARTICLE The previous iteration of the article called for “attention from an expert on the subject.” And editor Decora admits on this Talk Page to “barely understand[ing] this stuff.”

The previous version of the article contained various factual errors both large and small, and was out of date in several key respects.

SUMMARY OF EDITS Below is a summary of the changes I’ve made to the article as I’ve corrected, updated, and expanded it. I’ve tried to make it an objective overview of the bond insurance industry that the general reader can understand without knowledge of the financial industry or its jargon.

Specifically, I have:

•	explained and spelled out acronyms, abbreviations, and industry jargon on first reference;

•	updated, significantly expanded and – where necessary – corrected the section on the industry’s history;

•	deleted several dead links in the “References” section and added several new ones (sticking only to “authoritative, verifiable sources”); and

•	added a new list of external links.

I’ve also done what I could to expand, correct, and clarify the material relating to the subprime crisis and the history of the rating-agency downgrades. Most of my additions to this history appear in the “Subprime Crisis and Credit Crunch” subsection of “Monoline History.”

To the extent possible, I have preserved the existing sections and subsections from the original article. I did, however, remove the subsection on Taxes, which, as noted by another Talk Page contributor, seemed out of place and less than fully relevant. I also removed the paragraph on moral obligation bonds for similar reasons.

In the interest of maintaining neutrality and presenting points of view critical of the bond insurers, I have left intact all references to Christine Richard’s book Confidence Game and its subject, industry critic Bill Ackman.

I hope users approaching the subject for the first time will find this material informative, and, of course, I welcome well-documented corrections and additions.--Nowegian-wood (talk) 19:58, 5 October 2011 (UTC)

External links modified
Hello fellow Wikipedians,

I have just modified 3 external links on Bond insurance. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
 * Added tag to http://www.afgi.org/products.htm
 * Added archive https://web.archive.org/web/20111003011045/http://afgi.org/underwriting.htm to http://www.afgi.org/underwriting.htm
 * Added tag to http://www.afgi.org/monoline.htm
 * Added tag to http://www.publicbonds.org/major_players/insurers.htm
 * Added archive https://web.archive.org/web/20081006064254/http://www.nydailynews.com/features/bronxisburning/battle-for-the-city/Ford-to-New-York-Drop-Dead.html to http://www.nydailynews.com/features/bronxisburning/battle-for-the-city/Ford-to-New-York-Drop-Dead.html
 * Added archive https://web.archive.org/web/20111003005650/http://afgi.org/claims.htm to http://www.afgi.org/claims.htm
 * Added tag to http://afgi.org/resources/Subprime_Crisis_Timeline.pdf

When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.

Cheers.— InternetArchiveBot  (Report bug) 21:20, 12 January 2017 (UTC)

External links modified
Hello fellow Wikipedians,

I have just modified 3 external links on Bond insurance. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:
 * Added tag to http://publicbonds.org/major_players/insurers.htm
 * Added tag to http://publicbonds.org/major_players/insurers.htm
 * Added archive https://web.archive.org/web/20110719071500/http://www.ins.state.ny.us/circltr/1995/cl95_13.htm to http://www.ins.state.ny.us/circltr/1995/cl95_13.htm
 * Added tag to http://publicbonds.org/major_players/insurers.htm
 * Added archive https://web.archive.org/web/20110724060203/http://www.securitization.net/pdf/EuromoneyHandbook2003.pdf to http://www.securitization.net/pdf/EuromoneyHandbook2003.pdf
 * Added archive https://web.archive.org/web/20110719071450/http://www.ins.state.ny.us/circltr/2008/cl08_19.pdf to http://www.ins.state.ny.us/circltr/2008/cl08_19.pdf

When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.

Cheers.— InternetArchiveBot  (Report bug) 18:04, 25 May 2017 (UTC)