Talk:CardHub.com

Studies
I removed this material as self-cited and promotional. Moving here for storage in case the sources may be useful for something else:

Studies
The company frequently conducts and releases studies on various aspects of the credit card industry.
 * Their studies on No Preset Spending Limit (NPSL) credit cards,  credit card debt,  and interest rates  have been covered extensively in the press.
 * They discovered that 90% of the $93.2 billion decrease in credit card debt during 2009 represented credit card charge-offs rather than increasing consumer responsibility, as was widely reported.
 * Their quarterly Credit Card Debt Studies illustrated that credit card debt increased during the second, third and fourth quarters of 2009 as well as Q2 2010 and Q3 2010, contrary to widespread reports that it had declined for 24 months until Q4 2010.
 * Card Hub's 2011 Credit Card Debt Study revealed that while consumers paid down nearly $33 billion in credit card debt during the first quarter of the year, they erased this pay-down before the fourth quarter began and ended the year with roughly $48 billion more debt than they began it with.
 * Their Q1 2011 Credit Card Interest Rate Study claimed that economic pressures typical of a recession, not the Credit CARD Act of 2009, caused the interest rate increases that occurred during 2010.
 * Card Hub's Q2 2012 Credit card Debt Study revealed that, despite reports to the contrary, US consumers haven't actually paid down any credit card debt since the Great Recession began. While outstanding credit card balances have indeed declined $190.5 billion since peaking in December 2008, there have been $226 billion in charge-offs since then.
 * Card Hub’s Interchange Fee Study predicted that the Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act will cost banks $14 billion annually.

K.e.coffman (talk) 21:59, 10 October 2016 (UTC)

Awards
Moving minor awards here for storage:

Evolution Finance was named one of the “Five Hottest startups in the Mid-Atlantic Region” in 2008 and was invited to the Capital Call hosted by Cooley Godward Kronish LLP, PricewaterhouseCoopers LLP, Ernst & Young, Silicon Valley Bank and Comerica Bank.

K.e.coffman (talk) 22:01, 10 October 2016 (UTC)

WalletHub merger
Believe this article should be merged with WalletHub, as CardHub is now defunct. JBX (talk) 06:42, 6 September 2017 (UTC)