Talk:Clements Worldwide

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Conflict of Interest edit request

 * What I think should be changed (include citations):

1) Reference link updates and corrections Link #1: Needs updating. The correct link is: https://www.clements.com/about/ Link #2: Outdated. Please remove. Link #3: Remove. Webpage no longer exists. Link #4: Duplicate link of #1. Please remove. Link #10: Link not working. Please update to: https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch Link #14: Update to https://afsa.org/exemplary-performance-awards Link #15: Update to https://www.fsyf.org/CSA


 * note, new reference links are included below in suggested edits***

2) Removing the fact about Mike Judge's character, Beavis. Based on this interview with Mike Judge (https://www.texasmonthly.com/arts-entertainment/mike-judge/), the information listed on the current Wiki page is not correct.

3) Edit the introduction section (the first section) to provide a more comprehensive illustration of the company

Clements Worldwide https://www.clements.com/about/ is a privately owned global insurance brokerage that provides standard coverage for individuals and organizations, as well as complex coverage for scenarios with high-risk and hard-to-place risk. https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx The company has a history of providing insurance coverage in niche markets, high-risk geographic locations https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx, and areas with unknown risk. https://www.cato.org/publications/commentary/unknown-unrecognized-contractors Presently, the company provides international insurance for individuals and organizations with an emphasis on individual expatriates, international organizations, and global businesses. https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx

The company was originally founded as Clements & Company in 1947 in Washington, D.C., by husband and wife Robert S. Clements and M. Juanita Guess-Clements. The company’s headquarters are in Washington, D.C., with additional offices located in London https://www.postonline.co.uk/broker/1564414/clements-international-to-open-london-office, Dubai https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch , Dublin, Gibraltar, and Brussels.

Clements Worldwide comprises three divisions: Personal Insurance, Commercial Insurance, and Strategic Partnerships. The company provides insurance coverage for individuals and organizations in over 170 countries, serving a diverse range of populations including expatriates of all nations, U.S. Foreign Service, U.S. military, international companies, non-governmental organizations (NGOs), embassies, and international schools.

4) Edit/expand history (note: This was based off an oral interview in August 2022 with Jon Clements, the founder's son.)

M. Juanita Guess-Clements was an administrative assistant at the U.S. State Department when she married lawyer Robert S. Clements. Robert Clements was educated at the Massachusetts Institute of Technology, Harvard, and Georgetown. In 1947, they co-founded the domestic insurance company, Clements & Company, with the intention of selling life insurance policies. https://archive.ph/20130708155038/http://admin.fredericksburg.com:8080/News/FLS/2007/052007/05132007/283728

Through her professional network, M. Juanita Guess-Clements secured a meeting at the Civilian Claims Act Office. They were granted an audience with a high-level administrator to pitch their life insurance policy, and while there, the couple learned about the large backlog of claims made against the government for property loss and damage from government employees posted overseas. https://www.globassure.com/partner/clements-worldwide At the time, a claim against the government was the only recourse for property damage for Foreign Service employees, as no personal insurance coverage existed for their vehicles or personal property. After learning that, Mr. and Mrs. Clements shifted their focus to address the coverage gap for the U.S. Foreign Service. https://www.youtube.com/watch?v=WBubkoBEoNQ

Mr. and Mrs. Clements developed their company's first policy over a period of two years, and according to their son, Jon Clements, handwrote the policy language on blocks of butcher paper in their home. Afterwards, the couple sought an insurer to assume the risk. They encountered hesitance from insurers since the overseas risk was unknown but eventually secured the necessary insurance to produce the policy, which was the first of its kind. https://www.youtube.com/watch?v=WBubkoBEoNQ

In the 1950s, the company was appointed as a broker with American International Group, Inc. (AIG), enabling Clements & Company to expand its offerings. In the 1960s, the company became a Managing General Agent/Managing General Underwriter (MGA/MGU), enhancing the firm’s ability to expand its specialty high-risk coverage.

The company eventually became the preferred provider of personal property and motor insurance for U.S. government personnel living and working abroad. In the 1970s, Clements & Company insured 70% of personal property policies for U.S. Foreign Service Officers serving overseas. Over time, the company expanded to include other expatriates, including the U.S. Peace Corps in the 1980s.

In the 1980s, the founders’ son, Jon B. Clements, joined the organization. That same decade, Clements & Company expanded into commercial business, and in 2001, rebranded to Clements International https://www.clements.com/about/ to reflect the global nature of its operations. In 2005, Clements International became a certified Lloyd's of London coverholder, granting the company the authority to underwrite and issue insurance policies on behalf of insurers. In 2007, at age 89, co-founder Robert Clements died. https://www.insurancejournal.com/services/newswire/2007/05/15/79690.htm The company joined the Council of Insurance Agents and Brokers (CIAB) in 2008. https://www.insurancejournal.com/services/newswire/2008/08/11/92682.htm

Clements International expanded its operations in 2010 by opening an office in London. https://www.postonline.co.uk/broker/1564414/clements-international-to-open-london-office Clements became licensed by the UK's Financial Services Authority (FSA) following its acquisition of the International Vehicle Risk Management (IVRM) business from Lockton Companies. https://www.insurancejournal.com/news/international/2010/10/14/114047.htm The following year, in 2011, the company underwent another rebranding and changed its name to Clements Worldwide https://www.thinkadvisor.com/2011/05/26/expat-firm-rebrands/. Subsequently, the company opened an office in Dubai in 2012 https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch and became the first to offer political violence cover as standard on motor policies in 2013. On February 20, 2013, Clements Worldwide announced its acquisition of UK-based expat insurance provider Italsure. In 2019, Clements opened an office in Belgium, and in 2022, it opened another location in Dublin, Ireland.

Since 2007, Clements has been annually named as a "Best Practices Agency" in the U.S. https://www.independentagent.com/best-practices/SiteAssets/Pages/BPAgencies/default/2022-BestPracticesAgencies.pdf https://www.independentagent.com/best-practices/Pages/BPAgencies/default.aspx by the Independent Insurance Agents and Brokers of America.

5) Edit/expand the "Products and Services" section for comprehensive info

Clements Worldwide is a global insurance brokerage firm that offers a wide range of international personal and commercial insurance products, including coverage for cars, properties, lives, health, and specialized risks such as kidnap and ransom https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx and political violence. https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx

Moreover, Clements Worldwide caters to specific communities with unique risk profiles, such as international schools, non-governmental organizations (NGOs), embassies, military, contractors https://www.clements.com/about/, U.S. Foreign Service, professionals abroad, and expatriates with cross-border insurance needs. https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx Clements also provides Defense Base Act (DBA) insurance https://www.cato.org/publications/commentary/unknown-unrecognized-contractors and other insurance products for contractors working for the U.S. government and others around the world. https://www.thinkadvisor.com/2011/05/26/expat-firm-rebrands/ The company's services go beyond traditional insurance coverage, as it specializes in providing high-risk insurance and supports missions such as war-zone journalism, mine removal in Kuwait, and insurance for Peace Corps volunteers.

6) Updated Current Leadership (it is currently outdated) The company's leadership team includes https://www.clements.com/about/leadership/ :

Jon B. Clements – Chairman

Tarun Chopra – President & CEO https://www.bloomberg.com/press-releases/2019-12-17/tarun-chopra-named-clements-worldwide-ceo https://www.bizjournals.com/washington/news/2019/12/18/clements-worldwide-names-new.html

Smita Bhargava – Senior Vice President

7) Update "Charitable Giving" section to reflect most recent info

Since 1995, Clements Worldwide has sponsored the M. Juanita Guess Award (named after Clements’ co-founder). “The M. Juanita Guess Award is conferred on a Community Liaison Officer who has demonstrated outstanding leadership, dedication, initiative, or imagination in assisting the families of Americans serving an overseas post.” https://afsa.org/exemplary-performance-awards https://www.clements.com/about/social-responsibility/m-juanita-guess-award/

Additionally, Clements Worldwide sponsors the annual Foreign Service Youth Foundation (FYSF) community award for U.S. Foreign Service youth who volunteer their efforts to improve the community. The winners of the award receive a certificate of recognition for their philanthropic work, as well as a $1,500 savings bond at the annual FYSF ceremony hosted at the U.S. Department of State. https://www.fsyf.org/CSA

Clements Worldwide has sponsored various other initiatives and awards to support community initiatives and recognize individuals who serve their community. One such award is the "Expat Youth Scholarship," https://www.fawco.org/index.php?option=com_content&view=article&id=2102:clements-worldwide-announces-the-global-launch-of-its-fourth-annual-expat-youth-scholarship-contest&catid=3&Itemid=100584 https://aisa.or.ke/clements-expat-youth-scholarship/ which offers six students between the ages of 13 and 18, of any nationality, the chance to win a total of $10,000 in scholarships. The scholarship's theme changes every year to reflect how a youth has benefitted from living overseas. The 2012 theme tasked students to send a photo with a short essay that captures a ‘calculated’ risk they took while living abroad. https://www.fawco.org/index.php?option=com_content&view=article&id=2102:clements-worldwide-announces-the-global-launch-of-its-fourth-annual-expat-youth-scholarship-contest&catid=3&Itemid=100584 The 2013 prize award is for students who create a two-minute video demonstrating how they can make the world a better place through their experiences abroad.

8) Update old link and add relevant External Links Update:

Clements Worldwide official website https://www.clements.com/

Add:

Clements Worldwide: Digging into the complex realm of political violence insurance https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx

K&R insurance specialist Clements Worldwide sees rise in ‘express kidnappings’ https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx

Insuring employees abroad: Who covers evacuation costs? https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx

75 Years of Supporting Global Aspirations Without Limitation: Clements Worldwide's Story https://www.youtube.com/watch?v=WBubkoBEoNQ

Clements Worldwide names new CEO https://www.bizjournals.com/washington/news/2019/12/18/clements-worldwide-names-new.html

Clements Worldwide Partners with Cigna to Extend International Insurance Offerings https://apnews.com/article/business-europe-fdae7101df2945ebe19661ff44268e92

Clements Worldwide to Implement Beyontec Suite to Manage Its Business Operations https://apnews.com/article/technology-business-middle-east-dubai-united-arab-emirates-61b5efcf7379489cbdc60c241f001b00

Foreign Service Youth Foundation https://www.fsyf.org/CSA

American Foreign Service Exemplary Performance Award https://afsa.org/exemplary-performance-awards

As an current employee, these edits are submitted with a COI. The suggested edits are submitted in the structure of a Wikipedia entry because it was easier for the writer to compile information in this manner. The presentation of this information is a suggestion and is not intended to dictate to Wikipedia's editors. The edits above are being suggested because: 1) the current Wiki page contains some incorrect information (i.e., the Beavis fact, according to interviews with Mike Judge--references listed in the above section) 2) to correct outdated information (i.e, company leadership) 3) provide info on areas of incomplete information (i.e., office locations), 4) update invalid links 5) expand information in various sections to provide a more comprehensive scope of information. Thank you!
 * Why it should be changed:

Ccmy9 (talk) 20:10, 21 April 2023 (UTC)

Reply 26-JUN-2023
Below you will see where proposals from your request have been quoted with reviewer decisions and feedback inserted underneath, either accepting, declining or otherwise commenting upon your proposal(s). Please read the enclosed notes within the proposal review section below for information on each request. Additionally, due to the large number of plain URL's submitted as references, a cleanup bare URL's maintenance message was applied to the article. Spintendo 01:06, 27 June 2023 (UTC)


 * Thank you for taking the time Spintendo. Ccmy9 (talk) 03:32, 27 June 2023 (UTC)