Talk:EMV

June 2021 edit request
Hello, could you please take a look at my sandbox edits. Two main changes: one to the history of the founders and one to EMV Chip Specifications, which is a reworked section. Link is below.

User:Kirsty Blackburn iseepr/sandbox

Kirsty Blackburn iseepr (talk) 13:57, 28 June 2021 (UTC)
 * Per User talk page individual will be setting up a new account and submitting an updated request so closing this one out. S0091 (talk) 20:06, 11 July 2021 (UTC)

August edit request
1. Replace, in History section, paragraph beginning with "EMV originally stood for..." with the following:

The EMV abbreviation originally combined the first letter from the three companies that created the standard, Europay, Mastercard, and Visa. EMVCo was founded in 1999 to manage the specification, with JCB joining in 2004 and American Express joining in February 2009, China UnionPay in May 2013, and Discover in September 2013. EMVCo's close collaboration with the payments community – merchants, issuers, acquirers, payment networks, financial institutions, manufacturers, technology providers and testing laboratories – is crucial in adapting and advancing the EMV Specifications. All EMV Specifications are subject to public consultation prior to publication and available for use by any organisation royalty-free.

2. Rename "Control of the EMV standard" section to "EMV Chip Specification".

3. Replace text in "Control of the EMV standard" section with the following to address citation needed issues.



In 1994, Europay, MasterCard, and Visa began developing a global chip specification for payment systems. The specification was published two years later, in 1996. In 1999, a privately owned corporation, EMVCo LLC, was created to manage the specification. [33] The Members of EMVCo are American Express, Discover Financial, JCB International, Mastercard, China UnionPay, and Visa Inc.. Each of these organizations owns an equal share of EMVCo and has representatives in the EMVCo organization and EMVCo working groups.

The EMVCo Associates Programme (EAP) was established in 2010 to facilitate engagement and enable the broader payments community to play an active role in EMVCo’s strategic and technical direction. Since the EAP’s establishment there have been regular enhancements to the programme in order to meet changing industry requirements. These enhancements include formalising the role of the EAP in the development of EMV® Specifications across all technologies, expanding the application of public consultation to this process, and provision for the EMVCo Board of Advisors to vote to approve EMV Specifications for official publication.

EMV Compliance testing has three levels: EMV Level 1, which covers physical, electrical, and transport-level interfaces; EMV Level 2, which covers payment application selection and credit financial transaction processing; and EMVCo Level 3, which covers the integration of an EMV payment or cash dispensing terminal with any merchant or bank system. Recognition of compliance with the EMV standard (i.e., device certification) is issued by EMVCo following submission of results of testing performed by an accredited testing house.

EmeraldKestrel (talk) 15:23, 27 August 2021 (UTC)
 * Red information icon with gradient background.svg Not done: Excessive use of primary sources and evident PR. Quetstar (talk) 16:11, 27 August 2021 (UTC)


 * Thanks for reviewing the previous edit request. I have now submitted a new edit request below using third party sources and different copy. It also replaces a couple of primary sources currently live on the page. EmeraldKestrel (talk) 10:50, 14 October 2021 (UTC)

October edit request
1.	We are trying to clarify details on the six organisations that collectively own EMVCo (RuPay is not one of these), including correcting inaccurate dates for when they joined, in the History section, paragraph beginning with "EMV originally stood for...". Edit request copy:

The EMV abbreviation originally combined the first letter from the three companies that created the standard, Europay, Mastercard, and Visa. EMVCo was founded in 2005 to manage the specification, with JCB and American Express joining in February 2009, China UnionPay in May 2013, and Discover in September 2013. Industry stakeholders such as banks, merchants and processors work with EMVCo to adapt and advance the specifications. Each new specification is subject to a public consultation period prior to publication.


 * For reference, the section currently reads as follows:
 * EMV originally stood for Europay, Mastercard, and Visa, the three companies that created the standard. The standard is now managed by EMVCo, a consortium with control split equally among Visa, Mastercard, JCB, American Express, China UnionPay, and Discover. EMVCo also refers to "Associates," companies able to provide input and receive feedback on detailed technical and operational issues connected to the EMV specifications and related processes.


 * JCB joined the consortium in February 2009, China UnionPay in May 2013, Discover in September 2013, and RuPay on 26 March 2012.

2. Request to rename "Control of the EMV standard" section headline to "EMV Chip Specification”. This section refers explicitly to the Chip specification – it does not necessarily apply to other EMV specifications such as for online payments or QR Code payments etc. The section also requires work (references), so I will be looking to add suitable references in future. EmeraldKestrel (talk) 10:41, 14 October 2021 (UTC)


 * Red information icon with gradient background.svg Not done for now: Thanks for reworking the above edit, and sorry it has taken so long for someone to get to you. If you are still interested, the proposed text looks mostly good, but there are a few things to keep in mind. Make sure the citations are using the proper template, e.g., ,  , etc. (those two are available in the editor toolbar). As for the EMV chip specification standard header change, that has been ✅. WhinyTheYounger (WtY)  (talk, contribs)  21:07, 11 April 2022 (UTC)


 * Thanks for your helpful review. I have amended the references I believe you were referring to, so they should now all be using the template. Hope that's ok. Do I need to resubmit this? EmeraldKestrel (talk) 16:13, 12 April 2022 (UTC)


 * Hi there, I wondered if you could 'ok' the updated version to go live? I saw a question from another user about this section, so hopefully the extra clarity this proposed update provides will be helpful, and it can be made without needing to put it back into the review backlog? If you'd rather I put it back into that process, that's fine but please let me know - thanks. EmeraldKestrel (talk) 11:11, 27 June 2022 (UTC)

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 * 58.145.185.250 58.145.185.250 (talk) 19:38, 28 July 2023 (UTC)