Talk:Financial inclusion

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Removed text
I have reverted the latest edits to this article for several reasons, chief among them that they turned the rather concise, descriptive lede of the article into a gigantic, near-impenetrable wall of text. There are also sourcing and verifiability issues; that being said, it looks like there's something of value here. I've placed the removed text in a collapsible box, and I'd like to make it into something workable here on the talkpage. The Blade of the Northern Lights ( 話して下さい ) 23:18, 15 October 2011 (UTC)


 * I've removed the material Blade is referring to as a possible copyvio; see WP:IEP for the background to this. All information provided by the students in that program that does not appear to be correctly sourced and rephrased is being removed as the likelihood of copyvio is high.  In this case a scan of the website provided did not seem to give quite the same information as the text showed; searching for some key terms such as "oral lessees" found nothing in the source. Mike Christie (talk - contribs -  library) 03:40, 11 November 2011 (UTC)
 * Ah, I'd forgotten about this. Were I to see that now, I'd have just removed it on sight.  The Blade of the Northern Lights  ( 話して下さい ) 22:00, 16 January 2012 (UTC)

The section on India began with an India descriptive text, but ended with too many generalist bullet points, quote fragments and other confusing elements, few of which had any references. I deleted a majority of this as most was covered in the first general para of FI description. This leaves the India section much more focused and easier to read- though it still needs more specific references. I also added a controversy para on the microcredit collapse and crisis which must be mentioned in any conversation about India and financial inclusion. Further additions about who the financial excluded are and what kind of policies FI covers would be useful additions under the first para about FI, rather than under the India section.TwoSolitudes (talk) 09:44, 10 February 2012 (UTC)

India Section
Hi. In my opinion, India section has become quite lengthy & it should be transferred to a separate page.--Manoj Khurana (talk) 07:48, 28 August 2014 (UTC)

Hello - I agree that some countries are overrepresented and others are underrepresented. There is an opportunity to add more content about financial inclusion in America. I suggest updates in two primary areas: 1. Sharing examples of what banks in the United States are doing to improve financial inclusion (e.g., A source for content on this topic is American Banker Association as well as academic literature on this topic). 2. Mentioning the historic impact of the murder of George Floyd and subsequent uprisings across America during summer 2020. Explore how many banks deepened commitments to financial inclusion (will give examples of banks that issued statements regarding commitment to financial inclusion).

I appreciate your feedback on these suggested changes. — Preceding unsigned comment added by ReyJoy2023 (talk • contribs) 01:49, 29 September 2023 (UTC)

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Dr. Tuesta's comment on this article
Dr. Tuesta has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:

""Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society, in contrast to financial exclusion where those services are not available or affordable".

Comment: There is not an only definition for financial inclusion and the one provided here is very shallow. The Alliance for Financial Inclusion and The World Bank focus on the importance to provide high-quality financial services where affordability is not the only relevant aspect but other issues such as good information of the service provided, financial literacy, the reduction of inflormation asymetries is important and other related to consumer protection and competition is key.

"Financial inclusion" Comment: A better title for this article is Financial Inclusion in India."

We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.

We believe Dr. Tuesta has expertise on the topic of this article, since he has published relevant scholarly research:


 * Reference 1: David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015. "Financial inclusion and its determinants: the case of Argentina," Working Papers 1503, BBVA Bank, Economic Research Department.


 * Reference 2: David Tuesta & Gloria Sorensen & Adriana Haring & Noelia Camara, 2015. "Inclusion financiera y sus determinantes: el caso argentino," Working Papers 1504, BBVA Bank, Economic Research Department.

ExpertIdeasBot (talk) 15:47, 24 August 2016 (UTC)

Hi, I am working on this page as part of a school assignemnt. I wanted to add a section for financial inclusion in Tanzania, please let me know if you have any suggestions. Skaterbab (talk) 19:55, 28 April 2018 (UTC)


 * Hello! I came across the article below that discusses the topic across 25 sub-Saharan countries. It tests the level of financial inclusion and its contribution to the economic growth of the respective country. It categorizes the economic status of each country. Please take a look; you may find resourceful information.
 * Balele, N. W. P. (2019). The impact of financial inclusion on economic growth in Sub-Saharan Africa. Journal of Applied Economics and Business, 7(4), 51-68. CathyKomen (talk) 16:56, 2 October 2023 (UTC)

Merge of microfinance
I proposed merging Microfinance into this article, as they seem to cover the same topic. Specifically, both seem to cover economic development-motivated efforts to expand the availability and use of various retail banking services among those who do not currently use them, with special attention to people who are poor or socially marginalized. If these articles are not to be merged, I suggest that someone give attention to more carefully defining them in their lead sections so they can be more easily distinguished. Daask (talk) 09:34, 17 February 2019 (UTC)
 * Oppose merge on the grounds that that microfinance is an independently notable method of financial inclusion, and also has other goals (which need not fall within the scope of this term. Klbrain (talk) 01:54, 6 October 2019 (UTC)
 * Could you elaborate on the difference in scope or goals between these terms? Better still would be to take up my suggestion and edit the articles themselves. Daask (talk) 17:53, 5 November 2019 (UTC)
 * Happy to change my mind on this one. I've had a closer look at the Microfinance article and don't believe that the references support the broad definition given in the lede; the definition in the lede does indeed relate more to Financial inclusion, while the references actually use this term to described microcredit, for which there is already a separate page. The content of the article does, however, have significant amounts of content related to Financial inclusion. I wonder whether the content should be merged to Financial inclusion, then the page itself be a redirect to microcredit. Klbrain (talk) 22:05, 5 November 2019 (UTC)


 * It is true that both terms roughly cover the same topic. The term Microfinance came into being around 2008 as a substitute (with wider scope) of the term microcredit that had prevailed until then. However, microfinance was soon suplanted by the term financial inclusion, which international organisations and alliances chose to use. The meaning is the same. The article on Microfinance is exceedingly wordy and detailed and has many longstanding issues, which would be very hard and time consuming to fix. I suggest expanding on the history of the term financial inclusion, and mentioning microfinance as a synonym in the introduction of the article on financial inclusion and then replace the article on microfinance by a referral to the page on financial inclusion, which is the more current term. I intend to work on expanding and improving the financial inclusion page soon. Hegal Egiten (talk) 15:26, 20 May 2019 (UTC)Hegal Egiten
 * Since this discussion began, Microfinance has been significantly expanded, in part by the merge of Microfinance for women (in which I also contributed). That does, though, means that simple redirecting rather than merging would be more problematic. However, given that there is a consensus for a merge, I'll switch to the being merged template. Klbrain (talk) 10:28, 16 February 2020 (UTC)

New Edits
Hi!

I'm hoping to add some information to the Lead including more general information on FI policies. I'm also planning to edit the India section by adding more citations, cleaning up some of the descriptions and the format, and adding more information on recent policy initiatives. These edits might lengthen the India section even more, in which case would it be a better idea to create a new page? My Bibliography

Thanks in advance! Npatel23 (talk) 05:14, 13 April 2020 (UTC)

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