Talk:Health insurance in the United States

Wiki Education Foundation-supported course assignment
This article was the subject of a Wiki Education Foundation-supported course assignment, between 18 January 2021 and 14 May 2021. Further details are available on the course page. Student editor(s): Manorhe18.

Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT (talk) 23:13, 16 January 2022 (UTC)

Individual Market Surveys
We've had some back and forth on the sources for the individual market section. Some organizations associated with the industry have conducted surveys over the years. These include trade associations (America’s Health Insurance Plans) and on-line brokerages (EHealthInsurance).

Some editors have objected to these because of their commercial affiliations. Unfortunately, there are not other comparable direct surveys of premiums and benefits in the individual market (as there are in the employer group market, through the Kaiser Family Foundation).

While the sources must be clearly identified, these are not fake surveys. The Kaiser Family Foundation and U.S. Government Accountability Office  have partnered with eHealthInsurance in using their data in the past. AHIP data has been cited by the Kaiser Family Foundation and in the journal Health Affairs. The sample sizes are very strong, the data and methods are described, and people in the health policy community use these surveys. Making them available to the reader strengthens these articles, rather than weakening them.

Describing the US Health Care System
The lead has been edited back a forth recently, changing the sentence. ..


 * "The US mixed economy/market-based health care system relies heavily on private and not-for-profit health insurance, which is the primary source of coverage for most Americans."

. . . back and forth between "mixed economy" and "market-based".

Right now I'm inclined to suggest going with. ..


 * "The US health care system relies heavily on private and not-for-profit health insurance, which is the primary source of coverage for most Americans."

. . . because the issue isn't really that relevant to health insurance.

But, most people in the U.S. would not describe the health care system as a "mixed economy" one, however, because outside of some limited examples such as the Veterans Administration health system, most medical facilities and providers are privately rather than governmentaly owned and operated. The insurance market is a bit different, because there are significant government programs such as Medicare and Medicaid. That's on the reimbursement side, however, and the term "mixed economy" is not generally used to describe social insurance systems, but rather systems where there is government ownership of health care delivery systems. EastTN (talk) 16:27, 21 July 2009 (UTC)
 * Good point distinguishing between health care and health insurance. Since the sentence in question doesn't make the distinction as clearly, I'm for leaving it as is. --Ronz (talk) 20:19, 21 July 2009 (UTC)

I'm joining in late on this but I would like to chime in that a mixed economy is not necessarily public & private ownership. A mixed economy could have private ownership with public intervention & regulation. GRosado 06:08, 23 January 2017 (UTC) — Preceding unsigned comment added by GRosado (talk • contribs)

Links to United Kingdom
I notice there are links to the United Kingdom's healthcare system at the top of the article; I'm assuming that this is a mistake (the article started with 'In the United Kingdom' until I recently changed it), but could this be to provide a comparison between the US and UK systems? Nicoleelkins (talk) 22:47, 16 February 2018 (UTC)
 * Hello, Nicole. Yesterday, the article was vandalised by an IP address.  Your edit today corrected one element of the vandalism, but left several others in place. I've restored the pre-vandalism version.  NewYorkActuary (talk) 23:11, 16 February 2018 (UTC)

More state by state analysis
Until PPACA, there was essentially zero federal regulation of health insurance. Yet this article has no discussion of state regulation and variations. Not saying I'm going to fix it, but it'll need to be addressed... II | (t - c) 05:24, 28 November 2018 (UTC)

Trump initiatives
Some interesting things happening that could be covered: II | (t - c) 06:29, 28 November 2018 (UTC)
 * TRUMP HRA PROPOSAL SURPRISINGLY SUBSTANTIVE, SAYS OBAMA ADMIN OFFICIAL - HRAs could put a bunch more people onto the exchanges, maybe revitalize them?
 * The false promise and limitations of pre-tax health accounts - a bit more skeptical
 * Will Trump's push for flexibility reshape health insurance markets? - not sure about the 1332 waivers stuff
 * Selling Health Insurance Across State Lines Is Unlikely to Lower Costs or Improve Choice - not as interesting as the above stuff

Noticeboard discussion regarding 's recent edits
There is a noticeboard discussion regarding the neutrality of 's edits to this article (Special:Diff/910497164/912742742) and other articles related to Medicaid estate recovery. If you're interested, please participate at. —  Newslinger  talk   17:17, 30 August 2019 (UTC)
 * This article still has a POV tag. Does the article still include biased or opinionated content? Jarble (talk) 13:36, 29 March 2024 (UTC)
 * The disputed content from 2019 is not currently present in the article, so I've removed the POV tag. Thanks for the reminder. —  Newslinger  talk   07:42, 26 April 2024 (UTC)