Talk:Lloyds Bank/Archive 1

BBC: Islamic banking goes nationwide
Lloyds TSB is to offer current accounts and mortgages which comply with Islamic law through its 2,000 strong branch network from Wednesday. The bank has offered such accounts since 2005 but only in a few branches The bank will concentrate its main marketing push in about 100 branches in areas with a large Muslim population. An Islamic scholar advising the bank told BBC News that access to such services would ultimately mean "less exclusion and less extremism." Traditionally, many Muslims have shunned mainstream financial services and High Street banks because their products do not comply with Sharia law. Under Sharia Islamic law, making money from money, such as charging interest, is usury and therefore not permitted. Wealth should be generated only through legitimate trade and investment in assets.

http://news.bbc.co.uk/2/hi/5075998.stm?ls

--BillyTFried 20:49, 18 June 2006 (UTC)

Call centres moving back to UK?
I'm not sure if this BBC article is worth a mention? --Mrph 19:51, 2 March 2007 (UTC)

Taxpayer to own 43% of superbank
--Mais oui! (talk) 13:46, 12 January 2009 (UTC)
 * The Treasury is to own 43.4% of the merged Lloyds HBOS bank, after few shareholders bought new shares. Only 0.24% of the 7.5 billion shares HBOS offered to existing shareholders were taken up while Lloyds TSB saw only 0.5% of its offered shares purchased


 * The main article should state the current amount of Government ownership. I too think it's currently 43%, but I expected Wikipedia to tell me. -- Ralph Corderoy (talk) 12:57, 11 December 2009 (UTC)

Change of name to Lloyds Banking Group
On 16 January 20009 Lloyds TSB Group PLC changed its registered name at Companies House to Lloyds Banking Group PLC. —Preceding unsigned comment added by Marcgr (talk • contribs) 10:44, 18 January 2009 (UTC)

Merge of article with Lloyds Banking Group
The main content of this article needs to be moved to Lloyds Banking Group. This article should then of describe the remaining retail bank's activities. —Preceding unsigned comment added by Marcgr (talk • contribs) 10:53, 18 January 2009 (UTC)

Agree This is a take-over by Lloyds. All that is needed is for this article to be moved to Lloyds Banking Group. Dormskirk (talk) 20:16, 18 January 2009 (UTC)

Disagree We still have individual articles for Lloyds Bank and TSB as well as Lloyds TSB. We have articles for Halifax and Bank of Scotland as well as HBOS. We should wait and see what happens. What will the Lloyds Banking Group do with the Lloyds TSB brand ? Charvest (talk) 21:45, 18 January 2009 (UTC)


 * I partially withdraw my disagreement. The holding company Lloyds TSB Group Plc has been renamed Lloyds Banking Group. However Lloyds TSB Bank Plc will still exist so we should still have an article about Lloyds TSB. Charvest (talk) 23:59, 18 January 2009 (UTC)


 * I am very happy to wait and see what the majority feel. The point is that for most wiki articles when a company completes a takeover, as is happening here, we do not start a new article. Dormskirk (talk) 22:00, 18 January 2009 (UTC)

What I think should happen is:
 * 1) The Lloyds TSB article is renamed Lloyds Banking Group- all high level information on the group and its brands to be held here and history since the formation of LloydsTSB. I believe there articles for TSB and Lloyds for the more detailed history.
 * 2) HBOS article is retained as an historical banking group and for the detail behind its fall and collapse
 * 3) Bank of Scotland and Halifax articles should remain. Bank of Scotland plc continues to exist as a subsidiary of LBG and is a seperate bank constituted under the HBOS Group Reorganisation Act 2005 and is still an issuer of the United Kingdom Sterling currency in Scotland. Halifax is an active brand and an historical institution. 86.11.172.114 (talk) 20:12, 19 January 2009 (UTC)


 * The edit immediately above makes admirable sense; I note that most of the views are in a similar vein. Can I suggest we all agree to proceed exactly as outlined immediately above? Dormskirk (talk) 22:51, 19 January 2009 (UTC)

No merge agreed I've updated the article to reflect Lloyds TSB as having 3 companies, the Group and it's two retail banks. The merge tags have been removed. —Preceding unsigned comment added by Marcgr (talk • contribs) 23:16, 19 January 2009 (UTC)


 * Firstly you should not have removed the merge tags unilaterally - 24 hours is not long enough to conclude a wikipedia discussion. Secondly the majority of views (so far) are that the Lloyds TSB article should be moved to Lloyds Banking Group. Thirdly the changes you are making make no legal sense: Lloyds TSB Group plc has changed its name to Lloyds Banking Group plc (not to Lloyds TSB Bank plc). Please can I respectfully suggest you reconsider? Dormskirk (talk) 23:28, 19 January 2009 (UTC)


 * Agree Dormskirk. Lloyds TSB Bank plc does exist, but it is just a subsidiary (effectively the company that operates the Lloyds TSB banking licence in England). Lloyds Banking Group is the ultimate holding company, operating the Lloyds TSB brands through Lloyds TSB Bank plc and Lloyds TSB Scotland plc. I am not sure of the exact legal status of HBOS since it has just been merged today, however it still exists as a legal entity, wheras Bank of Scotland plc remains established by Act of Parliament. —Preceding unsigned comment added by 86.11.172.114 (talk) 23:34, 19 January 2009 (UTC)


 * I've reconsidered. At the moment the article refers to "Lloyds TSB Bank plc" when it should say "Lloyds TSB Group plc." Can we consider having a "Lloyds TSB Group" article and separate the two? Then current article will refer to "Lloyds TSB Bank" and "Lloyds TSB Scotland." At the moment Lloyds TSB Group redirects to here. Marcgr (talk) 00:42, 20 January 2009 (UTC)


 * Thanks for your suggestion. But I think this still presents difficulties. Firstly Lloyds TSB Group plc and Lloyds Banking Group plc are the same thing - it is just a name change. Secondly there is no need to refer to Lloyds TSB Bank and Lloyds TSB Scotland: they are not notable entities: they are merely entities operating banking liciences. Dormskirk (talk) 01:05, 20 January 2009 (UTC)


 * The information in the Lloyds TSB article about the group should be moved to the LBG article, however the Lloyds TSB article should be retained as an article about the Lloyds TSB brand, just as we have articles on esure, scottish widows, halifax, bank of scotland etc. We should have articles on the brands as well as the group. This would be consistent with the way we have an Royal Bank of Scotland Group article as well as an Royal Bank of Scotland article, and with the way we had an HBOS article as well as articles about all the HBOS brands. Charvest (talk) 07:17, 20 January 2009 (UTC)


 * I've gone ahead and moved the group info to the new article, and retained the current article for future edits about the brand Lloyds TSB. Charvest (talk) 07:55, 20 January 2009 (UTC)


 * OK. Fine Dormskirk (talk) 23:01, 20 January 2009 (UTC)

Who cares if they don't complain with W3C guidelines??
Guys, I don't work for Lloyds or anything, but this is ridiculous. I was looking to reverse the entry until I actually found several people working on it.. I strongly suggest the second paragraph to be moved to "Criticism" and the third to be removed. —Preceding unsigned comment added by 125.24.17.13 (talk) 10:23, 12 November 2010 (UTC)