Talk:Maestro (debit card)

Suspection of Swear Word
Please, check this phrase too: *** "the fvucking card holder's current account," *** is it a typo ? — Preceding unsigned comment added by 122.216.172.218 (talk) 12:37, 31 December 2011 (UTC)

Eurocheque
"In Europe, Maestro is the successor to the Eurocheque system."

Shouldn't this be "In Germany, ..."? In many other countries it seems that Maestro replaced other card systems. (Stefan2 18:28, 5 June 2007 (UTC))

Not so, the Eurocheque system was used throughout Europe. —Preceding unsigned comment added by 206.54.145.254 (talk) 21:41, 25 July 2008 (UTC)

Yes, the Eurocheque was used in several European countries, but wasn't it only in Germany that the Eurocheque was replaced by Maestro? Wasn't the service simply discontinued (or replaced by services other than Maestro) in many countries? (212.247.11.156 (talk) 18:55, 14 September 2008 (UTC))

Fair use rationale for File:Maestro.gif
File:Maestro.gif is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in this Wikipedia article constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.

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 * This comment does not apply any more, everything needed has been done by someone else time ago (I looked at the image description and saw a complete fair use rationale, at least IMHO - I'm no fair use expert). --12:01, 25 May 2008 (UTC) —Preceding unsigned comment added by Blaisorblade (talk • contribs)

Issue Numbers
The article mentions HSBC as using issue numbers for Maestro cards. HSBC are currently in the process of switching from Maestro to Visa Debit. Are there any other banks that use issue numbers that would be a more up to date example, or will issue numbers not be used once existing HSBC cards expire? Thelem (talk) 16:33, 22 January 2009 (UTC)

Electronic authorisation
In the text it is now written: "Within the EU and certain other countries, Maestro is MasterCard's main debit brand and is the equivalent of signature debit card which does not require electronic authorisation, similar to the Visa Debit card"

As far as know my Italian MaestroCard do require electronic authorization. So perhaps "Within EU" should be changed to "Within part of the EU". Can it be confirmed by someone that their EU MaestroCard also requires electronic authorization? —Preceding unsigned comment added by 193.206.247.61 (talk) 13:08, 8 September 2010 (UTC)


 * All German Maestro cards require electronic authorization as well, at least for transactions conducted through the Maestro network (certain transactions within Germany may be offline, but they use the girocard/direct debit infrastructure and not Maestro). 217.226.24.92 (talk) 20:53, 8 September 2010 (UTC)


 * Same as to Poland-issued Maestro cards. However, it has to be kept in mind that ultimately it is up to the issuing bank to code the processes of the card's PIN verification and/or authorisation as: online only, online with fallback to offline, or entirely offline. The relevant information is coded on the magnetic strip and/or on the chipset (if there is one) and as far as I am aware there are no external regulations forcing banks to use one particular method of PIN verification and authorisation over another: it is purely up to the particular bank's policy. It has also to be kept in mind that local regulations might require acquirers to perform online authorisation of certain or all transactions above so-called "floor limit", which in such case overrides the card's coding. E.g., in Spain the floor limit is always set to "0" (i.e., even the smallest transaction requires online authorisation) while in the UK it is set at 10.00 GBP (all transations above 10.00 GBP go online). Hope this helps. kashmiri (talk) 23:09, 20 November 2010 (UTC)

Not online-only
Maestro is definetely not online-only as can be concluded for example from the Maestro Global Rules and the Transaction Processing Rules or the Mastercard EMV Parking Payment Guide. Unless there are any objections I will remove "online-only" and its reference next week. --Anorax (talk) 20:24, 6 March 2020 (UTC)

It is electronic-only, though, which means that Maestro cards must not be processed using an imprinter but only the magnetic stripe or chip. Also, manual entry of the PAN is only permitted for refund transactions (Source: Transaction Processing Rules (2019-12-19) subsection 3.1.2). --Anorax (talk) 15:14, 13 March 2020 (UTC)