Talk:Mortgage

History of the mortgage
This article reads more like an explanation from a sales advisor. Whilst factual it implies that morgages just appeared from nowhere.

Surley there should be some context. For example the history and origins of taking out a mortgage to buy property and any link to its origins in the contracts used for a 25 year period of indentured slavery (which would usually include a house and small amount of land in the uk). 2.123.251.2 (talk) 05:51, 1 November 2021 (UTC)

History in the United States
The entire section for history in the United States seems to be completely off topic. Recommend deleting current content and moving discussion of Fannie Mae and Freddie Mac and related discussions on housing market and loan crises to this section. 2601:204:EA80:5470:B4DB:8820:EA2A:9D5 (talk) 15:56, 15 April 2022 (UTC)


 * The content of the section was deleted, and somebody left "TBD " in its place. That source was originally cited for the content that was deleted. I deleted the section entirely for now. Regarding your suggestion, I don't know if there's enough info currently in the United States section to necessitate splitting some of it into a history subsection. Alecnotalex (talk) 04:17, 25 July 2022 (UTC)

Mortgage Meaning in Urdu?
lets talk about what is the meaning of mortgage in Urdu its so called term of getting loan and in Urdu its known as ( (رہائشی قرض) ). This is kind of loan especially we get for the purpose of Building house. Israr0 (talk) 11:11, 16 February 2023 (UTC)

We know that Mortgage mean is “رہائشی قرض.”. And it had 2 main Types one is Fixed Rate Mortgage and other is Adjustable Rate Mortgage. In fixed rate interest rates remains same and in adjustable its very by time period for more information read that article. Israr0 (talk) 11:16, 16 February 2023 (UTC)
 * For translations, it is best to create an article in the Wikipedia for that language and we can link to that. I've removed the promotional blog links you added; you will need WP:RS both here and there. Sam Kuru (talk) 11:58, 16 February 2023 (UTC)

Semi-protected edit request on 5 May 2023
Original text : "In most of Western Europe (except Denmark, the Netherlands and Germany), variable-rate mortgages are more common, unlike the fixed-rate mortgage common in the United States."

Proposed change : "Western European countries present a diversified landscape, with some countries (France, Belgium, Germany, the Netherlands, Denmark) where fixed-rate mortgages are the norm and some countries (Austria, Greece, Italy, Portugal, Spain, Sweden) favouring adjustable-rate mortgages ." GEmualliuG (talk) 12:50, 5 May 2023 (UTC)
 * Red information icon with gradient background.svg Not done for now: Could you provide a page number or similar pointer with that source? Thanks! Actualcpscm (talk) 17:54, 6 May 2023 (UTC)
 * Sorry, I somehow missed your reply! It's on page 2, I've modified the proposed edit accordingly. GEmualliuG (talk) 17:00, 30 November 2023 (UTC)


 * ✅ Lewcm Talk to me! 11:19, 15 December 2023 (UTC)

Requested move 13 November 2023

 * The following is a closed discussion of a requested move. Please do not modify it. Subsequent comments should be made in a new section on the talk page. Editors desiring to contest the closing decision should consider a move review after discussing it on the closer's talk page. No further edits should be made to this discussion.

The result of the move request was: Page moved. (closed by non-admin page mover) Jerium (talk) 20:01, 20 November 2023 (UTC)

Mortgage loan → Mortgage – Per WP:COMMONNAME and WP:CONCISE. Already redirects here anyway. — SMcCandlish ☏ ¢ 😼  18:58, 13 November 2023 (UTC)


 * Support per nominator. Killuminator (talk) 19:16, 13 November 2023 (UTC)
 * Support per nom.  Dank Jae  19:56, 13 November 2023 (UTC)
 * Support per nominator. --Cerebral726 (talk) 20:22, 13 November 2023 (UTC)
 * Support. Rreagan007 (talk) 21:19, 13 November 2023 (UTC)
 * Support. Very clear WP:COMMONNAME and primary topic. -- Necrothesp (talk) 13:57, 14 November 2023 (UTC)


 * Support. Seems like the most natural and common name that users would be looking for. No issues with ambiguity arise, so going with the more concise name seems to better align with the WP:CRITERIA. — Red-tailed hawk  (nest) 22:15, 19 November 2023 (UTC)

The discussion above is closed. Please do not modify it. Subsequent comments should be made on the appropriate discussion page. No further edits should be made to this discussion.

Merge proposal
I am proposing merging Buydown into Mortgage. Mortgage already contains a section discussing buydowns with pretty much the same exact information as in included in this article, without the various reliability and sourcing issues this stub article contains. It does not appear to be an especially important topic that requires its own page, especially as that article is nearly 20 years old and has never been expanded past a single paragraph. CoconutOctopus  talk  22:11, 21 November 2023 (UTC)