Talk:Overdraft protection

US only perspective
This article seems to deal only with a US perspective without stating this is so. I suggest noting its geographic scope or possibly a merge into overdraft.

If you look at the history of overdraft you will see it previously contained US only info. I've added the UK perspective but i'm unfamiliar with other countries. simonthebold 00:22, 18 September 2006 (UTC)


 * Agree with merge. — Omegatron 16:46, 13 November 2006 (UTC)

Rewrite
I've taken a stab at a considerable rewrite of the article. It seems to me that the article was not objective, and was being used to push to the view that OD protection somehow violates TILA. I've tried to balance things out and give a more accurate description of bounce protection, and how it contrasts to overdrafts at larger banking institutions. I also agree that this article should be merged with Overdraft. If there's no other movement on this account in the next week or two, I'll complete the merge. Stile4aly 22:48, 21 May 2007 (UTC)