Talk:Retirement plans in the United States/Archives/2012

Individual plans
I don't think Individual Retirement Arrangement should be included in defined contribution plan. The defined contribution refers to the contribution of the employer. I Would like to suggest an individual plan section: with inclusion of Traditional and Roth IRA's.

Also there should be some mention of the emergence of 401k as the dominant structure and the decline of the traditional defined benefit (pension) plan. — Preceding unsigned comment added by Vfranks10 (talk • contribs) 05:46, 21 April 2012 (UTC)