Talk:Student financial aid in the United States

Wiki Education Foundation-supported course assignment
This article was the subject of a Wiki Education Foundation-supported course assignment, between 28 August 2019 and 18 December 2019. Further details are available on the course page. Student editor(s): Ageou.

Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT (talk) 10:20, 17 January 2022 (UTC)

Wiki Education Foundation-supported course assignment
This article was the subject of a Wiki Education Foundation-supported course assignment, between 1 September 2020 and 18 December 2020. Further details are available on the course page. Student editor(s): Alexa GH, Lesliesantos24.

Above undated message substituted from Template:Dashboard.wikiedu.org assignment by PrimeBOT (talk) 10:20, 17 January 2022 (UTC)

Need-based aid
Following the first paragraph, I added a paragraph discussing a recent trend whereby higher education institution need-based aid is increasingly merit "sensitive." I included a reference to a study to that effect.Kmcurran2012 (talk) 00:31, 9 May 2012 (UTC)

Article Split
Financial aid is a large topic, and each country has its own approach. As someone who has dealt with the financial aid system for several years, and published on scholarships and financial aid, it may be beneficial to split this article into from the main general article to one giving an overview, and another detailing financial aid in the US. While many might seek to reduce pages, the US Financial Aid system is unique, notable, and something ever college student deals with, with many coming here to the wiki for facts. I would like your opinions in Support/Object format pleaseIlliniGradResearch (talk) 15:02, 5 August 2009 (UTC)


 * It is appropriate to split out sections into new articles when the sections grow too large, per WP:Summary style. As yet the sections in this article haven't grown too large. The article deals with US law, and the section marked for splitting out is one that deals with US law. It may be more appropriate to either restructure the article so the US section is integrated into the rest of the article, or to rewrite it with a more global approach. I suspect that it would be more appropriate to rename this article Student financial aid in the United States and to integrate the In the United States section into the rest of the article.  SilkTork  *YES! 22:42, 13 September 2010 (UTC)

Rework of Page
I have reviewed this page and found it to be lacking alot of detail, proper citation and is poorly organized. I would submit a rework is in order and would like to bring up the discussion to those interested over the next couple of weeks. Any thoughtsIlliniGradResearch (talk) 00:49, 31 July 2009 (UTC)

Federal Work-Study Program
There's no page on it, and "work-study" redirects to the "Cooperative education" page. The FWSP needs its own page because it is an important program whose inclusion on this page or the "Cooperative education" page would make this page too big and broad, as other programs would also have to be included. Also, this page is about student financial aid in general, not about every single financial aid program. Wikipedia has a page entitled "History" but there are also pages on Caesar, Napoleon, and Teddy Roosevelt.SteveSims 20:50, 10 April 2007 (UTC)

Statistic needs citation
I have removed the following sentence from the article:

"Approximately 55% of college students in the US receive some sort of financial aid."

It can be readded if an appropriate citation is given. &mdash;Lowellian (talk)  03:29, Dec 4, 2004 (UTC)

Would anyone care to write about the history of Financial Aid? --164.107.254.24 20:44, 29 Mar 2005 (UTC)

Q:Financial aid in other countries
I'm an American student, and I'm currently looking at graduate schools, some of which are in other countries. I've heard a lot of things about American students vs. foreign students in terms of American colleges. Is it more difficult to get financial aid for colleges in another country? Does this diffe between undergraduate and graduate schools? Thanks. -- Creidieki 19:12, 10 September 2005 (UTC)

Financial aid affecting tuition
An article about Richard Vedder's findings, about how financial aid raises tuition, should be added.

Does financial aid increase tuition? I would certainly like to learn more about this. Go ahead, if you may. Enlighten us (the 'newbies').

(unsigned)


 * According to many sources, budget cuts at the state level are to blame for the rising cost of public universities in the United States. The rising tuition levels should be attributed to the most obvious culprit, not to the pet theory of some economist who obviously has an ulterior motive.


 * Richard Vedder has also been involved in "junk science" for the tobacco industry . He's a fraud, and he knows it. Please tell him for me, next time you see him. If any mention of him is added to this or other financial-aid-related articles, it should be loaded down with qualifications, so that it is absolutely clear that his findings are opinions and not facts.


 * Next time, sign your message with four tildes (~), like this: 216.23.105.2 08:03, 23 February 2007 (UTC)

United States: "Need-based" aid overestimates the ability of working people to pay.
I have some direct experience, but only a few references regarding this subject. In abstract, the formula that the United States uses to determine financial need is set up so that working-class people are determined to "need" much less than they actually need for college. I found a teaser page for an article on a pricey subscription site, and a few passing comments on the issue.

Is there any better documentation than what I can find out there regarding this problem? I found this article, "Working-Class Students Feel the Pinch (Longstanding aid formula can make it seem that have-nots have more money for college than they really do)", which requires a $45 subscription to read, which makes it useless as a reference because nobody is going to be able to actually read it. An excerpt from that article is available for free here, but that site is a blog, so the excerpt will eventually be pushed off the page by newer content. The excerpt mentions the percentages of people coming from families of different income levels who receive bachelor's degrees.

There is also a passing reference to the problem here, but that source is obviously non-neutral (WSWS = World Socialist Web Site), and the main topic of the article is a minor change in the formula that lowered working-class financial aid eligibility by a hundred dollars or so a few years ago.

I found other articles that made passing comments about financial aid being insufficient or hard to come by for working people, but they did not seem to be worth referencing.

Perhaps somebody with access to a library can find better information on paper. I can do no better than this, but it would be worth adding a section on this to the article.

216.23.105.4 08:40, 20 February 2007 (UTC)

There is a lengthy government study regarding the "unmet need" of "low-income families" here ("unmet need" is defined in such a way that the paper does not address the EFC formula, but only the lack of grants) From the paper:

"...these levels of work and borrowing combine with high levels of unmet need, which translates into a total work load and loan burden of well over $8,000 a year, or nearly one-third of the family's income." (Page 9 on paper, Page 24 in the PDF file)

"A generation ago, many students were able to achieve access to higher education by working their way through college. Unfortunately, it is simply not possible today to work enough to cover college expenses without taking a heavy toll on student academic performance. In addition, excessive student work can actually reduce eligibility for grant aid and increase unmet need in subsequent years, forcing students to drop out before graduating from college." (Page 11 on paper, Page 26 in the PDF file)

216.23.105.1 09:14, 20 February 2007 (UTC)

AfD of related subject
Can y'all have a look at College Scholarship Penalty and see if any of it can be sourced or merged? Thanks. ChildofMidnight (talk) 03:31, 15 January 2009 (UTC)

Possible new information?
I saw this article and wonder if by chance it has some additional information: http://www.usatoday.com/money/perfi/columnist/block/story/2011-10-31/student-loans/51019696/1 Ottawahitech (talk) 17:05, 1 November 2011 (UTC)

Article remains written from the personal perspective(s) of the author(s).
The second paragraph is an unsourced reflection of the United States and does not seem encyclopedic at all.

in some regards a united nations of 50 often-squabbling countries (states), has the most complicated income tax in the world, and the most complicated health care system in the world, it also has by far the most complex financing of higher education in the world 24.56.2.173 (talk) 03:31, 8 July 2015 (UTC)

External links modified
Hello fellow Wikipedians,

I have just added archive links to 1 one external link on Student financial aid in the United States. Please take a moment to review my edit. If necessary, add after the link to keep me from modifying it. Alternatively, you can add to keep me off the page altogether. I made the following changes:
 * Added archive https://web.archive.org/20100613080127/http://airweb.org/page.asp?page=2110 to http://www.airweb.org/page.asp?page=2110

When you have finished reviewing my changes, please set the checked parameter below to true to let others know.

Cheers.—cyberbot II  Talk to my owner :Online 12:41, 9 January 2016 (UTC)

Link to subsection in another article
There is no info regarding to broader issues with financial aide. I wanted to create a link, what is the best way to do it? I added a section so it is easier to find for a person that is looking for that info. In the section I made a link to "Higher education in the United States" but what needs to really happen is to link to "Issues related to financial aid" subsection in that article. If we agree that this is a right thing to do, then what would be the best way to do it? Thank you Rybkovich (talk) 21:20, 11 July 2016 (UTC)

Possible Edit in view of This guideline: article is written like a personal reflection, personal essay, or argumentative essay
Hello!

I came up with the following for possible inclusion or replacement: Student financial aid In the United States, the term financial aid refers to subsidy given to students attending post-secondary educational institutions in the country. The funding is intended to help cover costs like tuition and fees, books, supplies, room and board, and transportation. Interested students can obtain financial aid from the federal government, state governments, educational institutions, and foundations. These come in the form of grants, student loans, scholarships, and work-study. To apply for federal assistance, one has to complete the Free Application for Federal Student Aid or FAFSA. https://studentaid.ed.gov/sa/types https://studentaid.ed.gov/sa/fafsa Federal Work-Study jobs assist students in earning money to “pay for college education or career school.” It provides part-time employment for undergraduate and undergraduate students with financial needs. This program also encourages community service work as well as work related to the student’s course. https://studentaid.ed.gov/sa/types/work-study The United States Department of Education also provides aid for serving in the armed forces or being the child or spouse of a veteran, tax benefits (education), Education Award for community service with AmeriCorps, Educational and Training Vouchers for current and former foster care youth, and scholarships and loan repayments through the Department of Health and Human Services. https://www.nationalservice.gov/programs/americorps https://www.childwelfare.gov/topics/outofhome/independent/support/vouchers/ The education department has awarded over $120 billion annually in grants, work-study funds, and low-interest loans to over 13 million students. https://www.usa.gov/financial-aid An article from CNBC.com mentioned philanthropist Bill Gates criticized the complicated and often confusing financial aid system of the United States which fail students needing aid and thereby preventing them from attending college. For instance, the FAFSA contains more than 180 questions and more than times longer than the ordinary federal income tax form. https://www.cnbc.com/2018/05/04/bill-gates-the-american-financial-aid-system-is-failing-students.html The senior analyst of the National Association of Student Financial Aid Administrators, Karen McCarthy explained the FAFSA prevents students from “fully participating in the economy.” According to Gates, policy makers must remove unnecessary questions and use data given to the Internal Revenue Service (IRS). Federal aid is important for millions of American students who find it hard to earn college degrees. https://www.insidehighered.com/news/2018/10/12/college-officials-concerned-about-high-number-low-income-students-selected-federal https://www.cnbc.com/2017/10/02/3-ways-to-get-more-money-from-filing-your-fafsa.html

Thank you

LOBOSKYJOJO (talk) 02:01, 26 January 2019 (UTC)

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