Talk:The Co-operative Bank/Archives/2013

Cooperative Banks as a type
I'm a relatively inexperienced wikipedia editor, but I would like to point out that wikipedia ought to have an article about cooperative banks as a type of bank, distinct from traditional banks, and also from credit unions. We have several cooperative banks in New England (probably dating back to about the same time as this bank); I'm not sure how widespread they are. So it would be great if someone with some knowledge about cooperative banks starts an article on it, and also creates a disambig/redirect page for it. -Mmpartee (talk) 12:07, 25 July 2008 (UTC)


 * Cooperative banking? Chris Cunningham (not at work) - talk 12:10, 25 July 2008 (UTC)


 * Hi Chris, yes, I just ran across the Cooperative banking article. Yes, indeed, that's the one, so nevermind what I wrote here a minute ago. The only other suggestion is to figure out if the article on Mutual Savings Bank should be referenced by these articles. -Mmpartee (talk) 12:14, 25 July 2008 (UTC)


 * Sounds like it might be a good idea, considering that the article currently has no material on the US. Might want to ask on its talk page. Chris Cunningham (not at work) - talk 12:19, 25 July 2008 (UTC)

welcome27
Is the website with the address of welcome27.co-operativebank.co.uk the banks genuine online service? Or is it a spoof site.


 * ''I don't think we should mention the address of the online service in the article, as it may change. It is one click from the main site at http://www.co-operativebank.co.uk/ .   My browser shows a valid security certificate for the address https://welcome27.co-operativebank.co.uk/CBIBSWeb/start.do when I click the padlock icon: check your browser, and don't take on trust anything I or anyone else tells you on a wiki.  --Hroðulf (or Hrothulf) (Talk) 15:38, 4 February 2010 (UTC)

'Other Banks'
This section should be a distinct Wikipedia entry as the bank mentioned is not related to The Co-operative bank mentioned in the article. PErhaps it should be linked via a disambiguation page. —Preceding unsigned comment added by 81.96.201.121 (talk) 18:32, 15 April 2010 (UTC)


 * I also think it I think it also deserves a sentence here. Plus, I would like a sentence about the logos (they were identical for about 10 years) but I don't know any good source and I hate OR at Wikipedia.  Please read the discussion at User talk:Hroðulf/Archive 2 as I am not satisfied either, but I don't know how to get TCB of Roslindale its own article.  Can you help? --Hroðulf (or Hrothulf) (Talk) 19:42, 15 April 2010 (UTC)


 * It's doesn't. We don't disambiguate like that. Write a new article for it and add a mention of it to the hatnote. Chris Cunningham (not at work) - talk 18:16, 14 May 2010 (UTC)


 * It deserves a sentence here, not for disambiguation purposes, but because the identical name and similar logos are not just a coincidence, but relate to their common origins in 19th century social history.
 * Meanwhile, could someone who lives in Massachusetts do some research about TCB at local libraries, please?
 * --Hroðulf (or Hrothulf) (Talk) 09:57, 17 May 2010 (UTC)

Govt Bail-out?
Would be interesting to know whether the bank needed/ was granted any support from the British government during the banking crisis, if it didnt then that wouldbe fairly unique and noteworthy. Afraid I dont have any info on this, just and idea —Preceding unsigned comment added by 143.167.227.140 (talk) 05:25, 10 December 2009 (UTC)


 * "By operating on a fully funded basis, which means the Bank only lends out what it receives through customer deposits, it has largely been unaffected by the problems created through the freezing of the wholesale markets. " http://www.cfs.co.uk/servlet/Satellite?c=Page&cid=1231227546245&pagename=Corp/Page/tplCorp&currart=1244701166590&currmth=6 (June 2009)


 * "Prior to the Government announcement The Co-operative Bank had already taken steps as a precaution, to put in place access to additional funding mechanisms by creating a Covered Bond programme and by creating the option to access to the Governments SLS (Special Liquidity Scheme). ... As soon as the details are clarified, the Bank will consider whether it would wish to participate in the scheme, ... The Co-operative Bank has no need for additional liquidity either now or in the foreseeable future." http://www.cfs.co.uk/servlet/Satellite?c=Page&cid=1199261362641&pagename=Corp/Page/tplCorp&currart=1223471592180&currmth=10 (Oct 2008)

You could ask the press office whether this support was ever used.

It should be noted that several banks did not need or receive state aid from the UK government (HSBC being the main example of a bank who made their own independent arrangements without any need for government help), so the Co-operative Bank is far from unique in that respect Zephyrx (talk) 02:52, 12 February 2012 (UTC)

These statements are similar to those relating to other countries published by the European Association of Co-operative Banks. --Hroðulf (or Hrothulf) (Talk) 10:12, 10 December 2009 (UTC)

Time marches on
I believe that the Co-op no longer does independent financial advice, and that the IT problems associated with the Co-op taking over part of Lloyd's TSB holding have been solved by Lloyds continuing to run the computer system on behalf of the Co-op whilst the systems are integrated. --Deke42 (talk) 13:45, 8 August 2012 (UTC)


 * The coop do not offer independent financial advice any longer, instead providing this service through a partnership with axa.
 * With regards to Lloyds running the systems on behalf of coop, this is one of the options on the table as part of the Verde deal that has received a lot of press coverage. -- 82.132.237.115 (talk) 17:01, 8 March 2013 (UTC)