User:Aely-Aronoff/Choose an Article

Article Selection
Please list articles that you're considering for your Wikipedia assignment below. Begin to critique these articles and find relevant sources.

Option 1

 * Article title
 * Moral hazard


 * Article Evaluation
 * It has a C-class rating presently.
 * The intro portion is quite bad - it has four sentence-paragraphs. The first three basically say the same thing about being shielded from risk and having an information asymmetry. Additionally, the first three only talk about moral hazard as it relates to insurance, which is the toy example. However, the fourth paragraph adds that moral hazard can occur in principal-agent problems.
 * The first subsection is an "Example," which talks about the moral hazard of originators of subprime loans. It has NO CITATION, although it is a good example of moral hazard.
 * Under the "Finance" subsection, there is another definition of moral hazard, more discussion on subprime loans (perhaps that needs its own section?), a brief interlude on moral hazard with borrowers and then a return to subprime loans! The section also has some small grammar errors.
 * Under the "insurance industry" subsection, there is some good text on moral hazard in the insurance industry (though the citations are sparse), then a brief aside on the financial and banking industries (that doesn't belong there), and then a return to the discussion on insurance industries which re-introduces the concept as if we didn't just read a paragraph on it. These two subparts of the insurance discussion need to be combined. The latter part elaborates on two kinds of behavioral change from getting insurance (again, no clear citation), and then concludes with a sentence on how insurers reduce moral hazard (again, no clear citation). Overall, the section has good content, but needs to be re-jiggered to be clearer and have better citations.
 * Finally, the section on "Economic theory" isn't really coherent. It brings up a couple of past papers but doesn't explain them clearly. It also reiterates a lot that was mentioned before it.


 * Sources

I think I'm going to set aside these other options, I know I want to work on the Moral hazard page.

Option 2

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Option 3

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Option 4

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Option 5

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