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Jharnadhara Woman Thrift & Credit Co-operative Society Limited is a savings and microfinance institution. Although the Society was started in 2014, it was officially registered in 2017. Babli Rani Biswas has been the chairperson of the organization since its inception. Babli Nomosudra is working as the Secretary. Besides, Ashim Biswas is working in the role of director. Jharnadhara is working in many Gram Panchayats under Dullabhchara block of Ratabari, a remote area of ​​Karimganj district of Assam. More than 500 women are involved in this organization. Jharnadhara has so far provided loans to more than 350 women.