User:Bkchaney

BKChaney
Bkchaney is a user on Minecraft, and is currently a senior moderator on the EcoCityCraft server.

General Information
EcoCity Bank is the leading bank on the EcoCityCraft server, and opened its doors on June 12, 2011. With Branches in many cities, advanced ATM Machines for easy withdraw and deposit power, and the ease of services, it is quickly growing in members and location.

The EcoCity Bank Forum Page is the easiest way to check on account availability, recent bank updates, and available loans today.

Accounts
The current accounts offered at EcoCity Bank are as followed-

Free Account

 * 5% Interest compounded weekly
 * No minimum balance
 * Up to $10,000!
 * Its FREE
 * Statements Bi-weekly IGM
 * Minimum activity: 1 transaction(s)/week

Pro Account

 * 10% Interest compounded weekly
 * Security Deposit Box
 * Minimum balance of $100
 * Up to $25,000!
 * Only $25 a week!
 * Statements either weekly or Bi-weekly
 * Minimum activity: 2 transaction(s)/week

Wealth Account

 * 5% Interest compounded weekly
 * Large Security Deposit Box
 * Minimum balance of $10,000
 * Up to $100,000!
 * $500 per week.
 * ATM Withdraw up to $10,000/day
 * Statements weekly IGM
 * No Minimum activity.

Loans
Loans are open for applications on the EcoCity Bank Forum. All loans are based off of your account history on the forum and in game server. Once you apply, and if you are accepted, a Loan Booth will be placed in your city branch. See the ATM Machine - How To Use to see how to use the booth.

How To Use

 * ATM Machine Top sign is withdraw-
 * Just like any other trade sign, you right click on it to use.
 * The top number is the withdraw fee, and the bottom number is the withdraw amount.
 * (The number followed by the withdraw amount is the total dollar amount left to withdraw in the day.)
 * ATM Machine Bottom sign is deposit-
 * Just like any other trade sign, you right click on it to use.
 * The top number is the deposit amount.
 * (Notice there is the extra .01 on the end, this is used to counteract the .01 taken from you to complete the trade.)
 * ATM Machine Loan Booth Sign-
 * Just like any other trade sign, you right click on it to use.
 * The top number is the payment amount.
 * (Notice there is the extra .01 on the end, this is used to counteract the .01 taken from you to complete the trade.)

Applications
Copy the code for which application you want, and go to the EcoCity Bank Forum to apply/upgrade.


 * Account Application
 * [size=115][b]Account Application[/b][/size]


 * [b]What is your IGN?:[/b]
 * [b]What city do you reside in? (if applicable):[/b]
 * [b]Which account are you applying for?(Free, Pro, or Wealth):[/b]
 * [b]How long have you been a member of the server?:[/b]
 * [b]Have you read/do you understand the rules of the server?:[/b]
 * [b]Have you read/do you understand the requirements of your account?:[/b]
 * [b]Have you read/do you understand the disclaimer on the bottom of the page?:[/b]


 * Loan Application
 * [size=115][b]Loan Application[/b][/size]


 * [b]What is your IGN?:[/b]
 * [b]What city do you reside in? (if applicable):[/b]
 * [b]How much of a loan are you applying for?:[/b]
 * [b]Have you ever been punished on the server? (Temp Ban/Jailed)?:[/b]
 * [b] - If so, provide why:[/b]
 * [b]How long have you been a member of the server/forum?:[/b]
 * [b]Have you read/do you understand the rules of the server?:[/b]
 * [b]Have you read/do you understand the disclaimer on the bottom of the initial post??:[/b]


 * Upgrade Application
 * [size=115][b]Upgrade Application[/b][/size]


 * [b]What is your IGN?:[/b]
 * [b]What city do you reside in? (if applicable):[/b]
 * [b]Which account are you upgrading to?(Pro, or Wealth):[/b]
 * [b]Have you read/do you understand the rules of the server?:[/b]
 * [b]Have you read/do you understand the requirements of your account?:[/b]
 * [b]Have you read/do you understand the disclaimer on the bottom of the page?:[/b]

Locations

 * Spawn West Gate
 * Eltos
 * Athens
 * Sprite City

Disclaimer
EcoCity Bank is run by BKCHANEY, and is not responsible for loss of items, ecodollars, or glitches that occur during transactions between the bank owner, ATM machines, or placing items in your safety deposit box. Inactive bank accounts do not gain interest. There is a maximum of $5000 per week that can be withdrawn from your account. If more is withdrawn, a 15% fee will be deducted from your account for each $1,000 after the initial $5000. If your account reaches the maximum monetary limit, no interest will be gained on your account unless you upgrade or withdraw money. In order to upgrade your account, you must have at least the minimum account amount in your balance at the time of upgrade, and has enough to cover the upgrade fee. Upgrade fee is the weekly cost of the account you are upgrading to. Loans are required a minimum payment of 5% per week to keep your account in good standing. If your loan account is not in good standing, there will be a 5% fee added onto your loan, plus the initial interest charge. If you are perma-banned, and your appeal is refused, your items and ecodollars become property of EcoCity Bank. You are not allowed to grief, steal, or alter the bank in any form, or exploit any glitches it may have for personal gain, as this will result in a direct termination of your account, and loss of any items in your security box. All fees and interest amounts can be changed anytime, and you will receive a notice at least ONE WEEK from the change date to cancel/change your policy. All changes will be notified with IGM to your account. Loans are given according to your history of the server/forum, and interest charges are to be followed every 7 days after the initial loan is given. Failure to comply with these rules and regulations may result in a termination of your account, and loss of items.