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KMBI or Kabalikat Para sa Maunlad sa Buhay
KMBI is a Philippine based microfinance institution that has been launched on the 27th of November in 1986 as a non-stock, non-government development organization. KMBI worked with an initial capitalization of PhP132,000.00. During its initial operation, KMBI assisted 37 microentrepreneurs with loans totalling to PhP145,000.00. It also provided cash management training to 20 microentrepreneurs.

KMBI started expanding its operations in Southern Mindanao in 1999, standardized its structure and system of operations in 2002, and further expanded its Mindanao and Luzon operations in 2003 and 2004. It launched its micro-insurance program in 2005.

In 2008, KMBI’s flagship program for clients, the ENTREP, was launched. The acronym ENTREP stands for “Entrepreneurial Nurturing through Transformation, Reformation and Empowerment Programs.” It is the nurturing intervention of KMBI aimed at enhancing the entrepreneurial capacity of the program members through programs that will result to transformation and/or reformation and empowerment. The programs, actualized in financial and non-financial services, are implemented in the branch level.

The financial services under ENTREP include group loans, capital build-up and micro-insurance. For the non-financial services, the organization provides these through the implementation of the Enterprise Development Services (EDS) program. These include a wide array of services such as, but not limited to entrepreneurial / livelihood skills development and community development. This innovation sprung when KMBI saw the need to enhance the general “traditional buying and selling” business activity of program members into a more vibrant small to medium-scale enterprises. These enterprises are capable of increasing profitability, productivity and sustained growth in various aspects (i.e. spiritual, economic, environmental and social).