User:Brodo48c/sandbox

Overview
In business as Delaware C-corporation in 2018 and registered in New Jersey in 2019, Residual Token, Inc's team of former bankers, technologists and compliance professionals have been exploring ways to make crypto lending and borrowing markets safer and traditional markets more efficient. In 2021, the company migrated to become a Wyoming LLC. They introduced a FinCEN registered experience where verified entities can deposit, earn and borrow top digital assets safe-ly, easily and effectively for cash management, hedging or speculative purposes. The company was co-founded by Howard Krieger and Ryan Medlin.

Services
Residual, Inc. dba unFederalReserve is a business consulting and fintech solutions provider. They serve the global community’s growing need for advanced consumer finance technology, infrastructure, and management. They are a global solutions provider leveraging local, boots-on-the-ground technology, compliance, and capital markets experts. Residual, Inc. is headquartered in New Jersey, USA with advisors and staff located in various cities around the world.

ReserveLending
ReserveLending is a fork of Compound labs protocol which governs pool-to-peer lending. Launched of May 2021, the platform has had more than $700 million in cash flows through its technology, 31,000 transactions and over 10,000 users. Users can interface with ReserveLending by using a wallet program like Metamask, Wallet Connect or Coinbase Wallet.

ReserveFunding
ReserveFunding is a private equity deal aggregator platform that allows funds to list their offerings while targeting cryptocurrency high net worth individuals (HNWs). Crypto holders can select deals which interest them, go through a know-your-customer (KYC) process, sign subscription documents and invest in private offerings using their crypto assets.

ReserveLending+
ReserveLending+ is a similar product to ReserveLending but which was designed with institutional savers and lenders in mind. Interested users must first open a bank account with NextBank and then apply to whitelist their wallet with Residual Token. Upon white-listing, the NextBank customer has the ability to deposit crypto currencies to earn yield and borrow from those pools at reasonable APYs. This product is currently available in Rinkeby testnet only.

RB2B
Coming soon to the industry, a credit-for-cash spot market using a collateral fee lending and borrowing system. Users will still need to be members of NextBank, but those willing to participate will need to go through robust credit underwriting. Borrow limits will be in place and cross-default provisions enforced as part of this product. Liquidity will be provided by an independent third party.