User:Cammie2002/sandbox

I am submitting the remainder of my post which I started yesterday and upon review, thought I needed to edit some of the areas of my post, and also explain it further detail the reasons that I decided to make a contribution, although it is being written under the "Talk" portion of this site. I retread my original post and that is when I discovered my error, and after reading some opinions that were posted that my statements had offended some people. I want it to be known that I made a correction to the (cur) quoted by me as I posted that figure erroneously and when I discovered my error, I could understand why some people were insulted and I was very embarrassed. That figure did not represent what my whole contribution was trying to convey and I want it to be known that my intentions were not all self-centered motivated. This thought came to me after I was in possession of this instrument and I began researching and reading about how other people or groups have had to "tighten their belts" and get placed on a strict budget and consolidate bills and depend on other people's money with interest which over the term of the loan in and of itself usually will double the original amount that was borrowed. I have unfortunately allowed myself to be in a similar situation and I too do not have any savings account to fall back on to pay for the extra expenses that are appearing which are necessities that I need to take care of but I am also trying to pay off a large loan with high interest from a previous major expense I could not pay for out of my reserve. I too have others depending on me for their needs and I find myself trying to discover many avenues that are available, and strictly legally only, to resolve my dilemma. I visited a novelty store awhile ago and that is how I came into possession of the instrument I am referring to. However, I know that this item was held in collateral for another purchase and I know that this organization is in the process of reformation, trying to pay off their debts with interest as they had to borrow large sums of money to pay off debt and this note really belongs to them. It makes the future a little dismal, speaking from my point of view, if I think that it will take many years to get back on the right track to where I can even begin to start saving a little money for future emergencies or necessities. I looked at this note as I think a banker or a business who held it may look at it in regards to collateral. I looked at how much this collateral was valued at compared to the value of what was loaned. This collateral may be worth a tremendous amount of added interest, so to speak, that was borrowed when someone did not have any further alternatives and they owe several other creditors and they are doing the best they can to recover from too many expensive, unexpected emergencies falling upon them one right after the other, causing more need to borrow, etc. since I am the one who is in possession of this collateral, my thinking was more along the side of trying to give them some "breathing room" to give them back their collateral at a very reduced rate in exchange for what they have in their possession on loan. I even thought that the corrected figure of what I would offer them to settle this old debt of theirs based on the current quotes of how much they have to pay me compared to the parallel or value of the pair as of today. They do not have their own (cur) and I thought it would be beneficial to post an idea I had that would be beneficial to both of us and would give them some of their own money in their savings account to rely on for future emergencies without having to borrow and the added costs that accompany having too much debt. I am even willing to accept $.00001 (1 cent) USD per 1$ of their note I have in my possession and as an individual, that still seems like a lot to pay. But this is an enormous debt in and of itself they are obligated to pay and an enormous sum of their own (cur) which they would have in their savings account, free and clear, to help pay off other debts or establish a business that will be profitable to them.