User:Cleverlycreated/Sandbox

Temenos Group AG (SWX: TEMN) is a software company specializing in core banking systems.

Company description
Temenos Webpage

Temenos is a premier provider of banking software to a wide variety of clients. They were founded in 1993 and are headquartered in Geneva. They have offices in 40 additional countries. Temenos has over 1,000 financial institutions as clients in more than 125 countries. Their 2010 revenue was $450MM USD.

Their success is based on TEMENOS T24 which is the best selling core banking solution (and has been a top selling system for 12 years.)

Insight is a separate product that is fully compatible with their other banking software. They see their true competitive edge is in extracting data from their current systems, while offering aggregation and analysis. Insight runs on Microsoft SQL Server 2008.

Temenos Insight Webpage

Industries

Banks and financial institutions.

Insight Features
Financial Intelligence


 * Balance Sheet and P&L Reporting.
 * Budgetary Reporting.
 * Securities.

Risk Intelligence


 * Regulatory Capital (inc. Basel II, III).
 * Market Analytics.
 * Asset & Liability Management (ALM).

Customer Intelligence


 * Customer & Product Profitability.
 * Sales Analytics.

Modules
Insight Base

Insight Base provides a browser-based approach to management reporting that is flexible and intuitive for users. The data query and report writer facilities provide a number of important benefits, making reporting a simple, effective and low-cost function.

Insight Analyser

The Insight Analyser module extends the reporting time period of Insight Base beyond monthly data to annual data. Insight Analyser extends the daily intra-month data offered by Insight Base to all months in the year, and year-on-year comparisons. Insight Analyser can help you meet requirements for analysis and performance measurement against pre-defined budgets and targets over longer time periods, both for profit and loss and the balance sheet.

Insight Profitability

Insight Profitability enables a more in-depth look at profitability, from a management information rather than an accounting perspective. It provides the ability to view profitability across all customer dimensions held within T24 such as company, branch, department, account officer and country of risk; as well as user-defined dimensions such as salary band, age range, gender etc. A Funds Transfer Pricing facility is used to include cost and value of funds within the profitability calculations.

Insight Publisher

Insight Publisher is a business performance management tool. Through the use of interactive dashboards and reports, the system allows financial and non-financial data to be combined into a series of metrics and standard KPIs that can be configured to monitor your bank's performance against defined goals and strategies. Dashboard reports have drill-down and drill-through capabilities for comprehensive data analysis.

Take Aways


 * Large competitor with an establish client base.
 * Gatekeeper of information with competitive product.
 * They already have easy access to Trillions of AUM for both data + revenue.
 * Their product synchronizes with other a suite of other Temenos programs.