User:Commercial lending analyst

A commercial lending analyst uses financial information available from prospective borrowers to determine creditworthiness, willingness and ability to repay, financial history, and borrowing capacity. The analysis function is a critical part of commercial loan underwriting, and typically requires highly developed analytical skills and techniques, along with discernment about a prospective borrower's character and general business acumen. An analyst will use information provided by either the prospective borrower or financial representative (accountant), public information, credit bureau data, and other source material to begin a project. In addition, an analyst may also perform economic, demographic or other research-related functions to determine the viability of a particular lending proposal.

Bill Penn 18:50, 29 May 2007 (UTC)