User:CreditExpert990

Dr. Michael C. Grayson
From Wikipedia, the free encyclopedia

Dr. Michael C. Grayson is an African American author, entrepreneur, consumer advocate, and credit expert.[9][10] He serves as the CEO[17] of Credit and Debt Management Institute, Inc.,[1][2] [3]	Grayson Financial Services, and Grayson Newco. Dr. Grayson is specialized in working with small businesses, human resources departments, underserved communities, students, megachurches, and politicians, who seek to understand the new credit system and maintain the perfect credit.[16] He holds all three credit records including the record for the world’s highest recorded credit score,[19] a perfect 990- Once thought to be a theoretical maximum.

Education
Dr. Grayson completed his Ph.D. in Business Administration from the University of Virginia.[8]. His undergrad studies were mathematics and systems engineering.

Career
Dr. Grayson has been invited to speak before Congress on access to capital for small businesses,[11] written expert papers for two Presidents, and was Honorary Chairman of the Business Advisory Council under President Bush and is currently working with Mayor Richard Thomas to raise the aggregate credit scores of the entire city of Mt. Vernon, NY.[15] Currently, Dr. Grayson is working on developing a software that will monitor and fix a person’s credit on an instantaneous basis. The software is called the Extreme CreditApp. [12] Dr. Grayson has a stellar track record as a consumer advocate, who constantly challenges creditors and the credit bureaus in court to hold them accountable. Currently, Dr. Grayson is involved in the largest Pro Se litigation in history against Equifax.[20] Dr. Grayson is suing Equifax for malicious credit reporting and fraud. This litigation once successful will help every American who is trying to rebuild their credit after COVID 19. Also, Dr. Grayson alleges racial bias in credit reporting which places minorities at a tremendous disadvantage when applying for loans. Equifax is currently on their third high profile law firm as they seek to defend themselves against the onslaught of this champion of justice who not only does not have an attorney but has no legal background. He has invented the concepts of debt filtration and rapid restructuring,[14] and offers a revolutionary new type of credit insurance product that protects credit from any type of derogatory entry and eliminates the need for Consumer Credit Counseling, Bankruptcy, and or Debt Consolidation Companies for as little as $29 per month.[18]. CDMI also offers a Credit Benefits Package to employers and large organizations that will give every employee or member of the organization perfect credit.
 * Dr. Grayson is the owner of CDMI, a company built to provide people with credit-based financial literacy and the financial assistance that they require.[13]
 * Dr. Grayson is offering a $1 million reward to anyone who beats his three credit records and establishes themselves as the new world’s leading credit expert.[7]
 * Grayson has also authored 12 books on credit. Grayson has taught certification class for:
 * Bureau of Prison
 * Housing and Urban Development New Birth Megachurch
 * National Association of Attorneys General Governor Cuomo
 * Congressman Meeks Congressman Hilliard
 * Wrote two expert papers for Bush and Obama American Business Women's Association UAW
 * Military
 * Mayor Kwame Kilpatrick Rosenbaum and Associates General Motors
 * The Cochran Firm Liberty Tax

Awards and Recognitions
2004 – 2009 Honorary Chairman of the Business Advisory Council – Bush Administration 2005, 2007 Congressional Leadership Award 2012 – World’s Highest Credit Score (990 mid score),[5] Fastest Credit Turnaround (from 500’s to 800’s in 30 days), Most Deletions in a Single 30 Day Dispute[4][6] 2013 Queens Award

2014 Cover of RE Wealth Magazine

2015 - Spoke before Congress on access to capital

2019 – Proclamation from the Mayor’s Office, City of Mt. Vernon

Personal Life
Grayson was born to Charles Grayson and Maggie Grayson.