User:Cruiz67

Born in Lima, Peru but shortly after my family moved to New Jersey where we lived until the mid 80's, then my family decided to move to South Jersey where I meet my wonderful wife Michele of 19 years. After two years together we relocated to Colorado. We have lived in Lone Tree since 1999 with our wonderful daughter Isabel, our crazy cats Rosie and Roxy, and Last but not least our beautiful yellow Lab Ruby.

Started in the mortgage industry in 1992 and have enjoyed working with people to get them the best mortgage loan available. I joined Citywide Home Loans to improve the service level that our client deserves. Our personal goal is to make sure that you get the best loan and to ensure that your mortgage experience be as streamline and stress free as possible.

With a detailed knowledge of all the current mortgage guidelines, we are here to assist you in making the right decision from your initial communication, to your closing. We will make sure that you are aware of any rate and guideline changes to make sure you are well informed throughout the process.