User:Deakarina/sandbox

Crowdo is a South-East Asian fintech company that provides a marketplace for peer-to-peer lending and equity crowdfunding with offices in Singapore, Malaysia, and Indonesia. .

Registration and License
The company is registered and licensed under:
 * Monetary Authority of Singapore under the name Crowdonomic Media Pte Ltd with Company Registration No. 201208560K and MAS License No. CMS100544-2 . Crowdo is the first platform in Singapore to secure the Capital Market Services (CMS) licenses for both debt and equity crowdfunding.
 * Financial Services Authority (Indonesia) (Otoritas Jasa Keuangan) under the name PT Mediator Komunitas Indonesia in 16 June 2017 with registration No. S-2842/NB.111/17
 * Securities Commission Malaysia under the name Crowdo Malaysia Sdn Bhd

History
Founded in 2012 by Leo Shimada and Nicola Castelnuovo,

Products and Services
Anyone in the world can invest in Crowdo's peer-to-peer loans and equity crowdfunding. However, they must invest in the country's respective currencies (SGD, IDR, and MYR) and comply with the country's regulations.

International
Crowdo's Singapore platform offers International Peer-to-Peer Lending and Equity Crowdfunding in SGD. For Crowdo's International Platform, most businesses worldwide are eligible to raise funding.

Investor
Retail Investor

Lenders can be registered as investors with a minimum top up of SGD XXX and invest a minimum of XXX for each loan. Crowdo's global community consists of XXXX investors worldwide.

Accredited Investor

Kenapa harus AI

Institutional Investor

Bagaimana jadi II

Borrower and Issuer
(Requirements to be a borrower and issuer.) (Countries that we have funded.)

Indonesia
Crowdo's Indonesia platform offers Peer-to-Peer Lending in IDR.

Investor
Lenders can be registered as investors with a minimum top up of IDR XXX and invest a minimum of XXX for each loan.

Borrower
For Crowdo Indonesian Platform, all businesses incorporated in Indonesia and every Indonesian citizen is eligible to raise funding.

(Kasih contoh yang sudah difund dan testimoni dalam bentuk kalimat)

Malaysia
Crowdo's Malaysia platform offers Equity Crowdfunding in MYR.

Investor
XXX can be registered as investors with a minimum top up of SGD XXX and invest a minimum of XXX for each loan.

Issuer
(Kasih contoh funded issuer)

Technology
Crowdo uses machine learning and predictive analytics that their risk assessment process and has its own proprietary Artificial Intelligence driven due diligence system named Crowdo ACE.

Recognition
Crowdo is one of Asia's Top 7 peer-to-peer lending platforms and the region’s longest running and largest crowdfunding platforms with over 20,000 members and one of Singapore FinTech Awards 2016's Top 40 finalists.