User:Debtboy

Many people earn good salaries and could actually pay off their debts,if they could just get on top of them and manage them more effectively.

This is where a Debt Management Scheme may help.

In a debt management scheme (DMS), a debt management company would speak to the creditors on and restructure your monthly repayments to an affordable amount. These repayments can run over any length of time. In most cases the debt management company can even get the creditors to freeze intrest and charges.