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Margaret Louise Carter (née Greunke, born April 28, 1948) is an American author of horror, romance, and fantasy. Carter has published over 35 novels and short stories, and five non-fiction books. She has won several awards for her work, including two Epic eBook Awards.

Education and early works
Carter attended three different colleges and holds three degrees in English; a Bachelor of Arts from the College William and Mary, a Masters of Arts from the University of Hawaii, and her Doctorate of philosophy from the University of California, Irvine.

She has taught literature and composition courses at various colleges and presently works as a part-time proofreader for the Maryland General Assembly.

Personal life
In 1967, Margaret L. Carter married her husband, retired US Navy Captain Leslie Roy Carter. They have four adult children and live in Annapolis, MD.