User:EVP/sandbox

Paysera (until 2013 – Webtopay) is a universal e-commerce and payment platform. It allows payments to be made through the Internet, mobile devices, e-mail addresses and mobile telephone numbers. Paysera offers an online account (e-wallet) and tools to accept online and offline payments. It also offers online currency exchange and low cost international money transfers.

The Paysera payment system is operated by EVP International, a Lithuania-based electronic money institution. It is granted an electronic money institution licence No. 1 by the Bank of Lithuania. Paysera is licensed to operate within the European Union.

Ethymology
Paysera is made of two words: Pay and Sera (pl. of a Latin word, Serum). The word PaySera symbolises various solutions and means of payment.

History
EVP International was founded in Vilnius, Lithuania, in 2004. It introduced its first e-commerce platform, Webtopay, in 2008 to expand its services internationally. The platform offered various ways to accept payments all over the world, from premium SMS to In-App payments. On September 27, 2012, EVP International was officially granted a full electronic money institution licence. It was the first electronic money licence in Lithuania. That was the start of vast expansion of the company's financial services. Various partners from different countries were integrated into Webtopay system. Among them were payment systems CashU, Webmoney, Payza and numerous banks all over the world. Gaming platforms and gaming payment gateways, such as Travian Games and Xsolla, also contributed to the expansion of system's business. In the beginning of 2013 Webtopay was renamed to Paysera to reflect the increased functions and capabilities of the system. During one year after being granted the electronic money licence, Paysera saw the number of its users growing exponentially. In late 2012 Paysera (Webtopay) had about 20,000 users, and in the end of 2013 there were already 100,000 people registered in the system. Paysera started to offer services of many international payment systems and expanded its business area to the Americas via SafetyPay, and Eastern Europe via EasyPay.

Service
Paysera allows for sending and receiving payments in 19 currencies. A user can receive a transaction in any of those currencies and convert them according to his demand or keep the money in the original currency. Individuals can open a Paysera account for free by registering their email address or a mobile telephone number and entering necessary data online or using a mobile application, also called Paysera. Companies can obtain corporate accounts free of charge, as well. Customers choose their preferred level of security and means of identification themselves. Any account, personal or corporate, lets a customer transfer money globally, pay for goods and services online, receive payments and convert currency seven days a week. Money can be sent using email address, mobile phone number or by the application Paysera. Paysera account offers a payment gateway and enables customers to receive payments by various e-commerce projects and means of payment, such as credit and debit cards, QR and bar codes, NFC tags, SMS and even car plate numbers.

The following services are provided for private persons:
 * Transfers to banks
 * International transfers
 * Currency exchange
 * Safe payments via internet

The following services are provided for business clients:
 * International money transfers
 * Transfers to banks
 * SMS payments
 * Payment gateway
 * Currency exchange

Mobile applications
Paysera

A free smart device application that controls electronic wallet tied to Paysera account. It enables users to send and receive money, top up and cash out, and pay at physical points of sale (POS).

Paysera Retailers

An Android application for smart devices enabling users to receive payments using QR and bar codes, and NFC tags. Paysera Retailers can be used as a smart payments register in any POS. All the payments are settled to Paysera account.

Paysera Tickets

A system and a mobile application for checking and accounting for tickets. Works with QR and bar codes.

Links

 * Official website
 * The Bank of Lithuania grants the first licence of an electronic money institution
 * EVP International becomes Lithuania's first e-money institution
 * Mobile Wallet With Capabilities to Pay by Location Launched