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General Motors Financial Company, Inc. is a financial services arm of General Motors. The company is a global provider of auto finance, with operations in the United States, Canada, Europe and Latin America. The company is headquartered in Fort Worth, Texas.

Founded in 1992 as AmeriCredit Corp., the company was acquired by GM in October 2010 and renamed General Motors Financial Company, Inc. The company provides retail loan and lease programs through auto dealers for customers across the credit spectrum. They also offer commercial lending products, such as retail floorplan, construction and real estate loans, or insurance for car dealerships.

Before its acquisition by GM, the company ranked at 768 on the Fortune 1000. AmeriCredit's loan parameters would originally provide financing at an interest rate of between 10% and 23% APR) to clients with credit scores around 500 who can prove employment and residency, though the company has become increasingly more stringent over the past few years.

Acquisition by General Motors
In July 2010, General Motors entered into a definitive agreement to acquire AmeriCredit in an all-cash transaction valued at approximately $3.5 billion. The deal provided GM with a new financial arm to replace the loss of GMAC in 2006. Following the approval of the deal by AmeriCredit shareholders, GM renamed the company "GM Financial" on October 1, 2010.

International Operations
In April 2011, GM Financial acquired FinanciaLinx, one of the largest independent leasing companies in Canada, to expand product offerings into Canada. FinanciaLinx operates as a subsidiary of GM Financial.

In November 2012, GM Financial announced the acquisition of Ally Financial's international assets. The transaction includes operations in Brazil, Mexico, Colombia, Chile, Germany, the United Kingdom, France, Italy, Belgium, the Netherlands, Sweden, Switzerland and Austria. It also includes Ally’s 40-percent interest in its Chinese joint venture GMAC-SAIC Motor. The majority of those assets were closed in 2013, with the remaining portion, an equity interest in a joint venture in China, expected to be completed in 2014.