User:Gene Boni/sandbox

Gene Boni is a California Real Estate Broker who specialized in Real Estate Loans and related Mortgage Investments mostly within the six counties (Fresno, Madera, Merced, Mariposa, Tulare and Kings) of Central California.

Utilizing the Tradename Community Home Loans and operating within the corporate structure of Community Home Loans Corporation since 2000 real estate loans predominantly residential, short term (3 years to 15 years)

were originated or purchased outright from any number of sources and funded either through privately held Portfolio Accounts, Family Trusts, Business Entities or Individuals primarily domiciled within Fresno County, California.

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Gene Boni graduated from the California State University, Fresno in 1974 and entered a Bank Management Training Program specially designed for recent college graduates interested in Commercial Bank Branch Management.

After completing the Bank Training Program which included obtaining exposure and experience in Branch Operations and Bank Platform (larger credits through consumer and business lending) it was determined that a better

more suitable arrangement career wise would be larger, residential mortgages. In 1976 Gene Boni became licensed as a California Real Estate Broker (Department of Real Estate) and went on to specialize in Real Estate Loans.

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In 1998 for two years, about mid way through his mortgage brokerage career, Gene took leave and commenced on Post Graduate study in Economics at the University with a special interest in quantitative methodologies of

demand and supply theories; the core of economic analysis. The University of California, Berkeley was especially interesting because of it's advanced study in Economics in a Doctorate program however this would have required

a significant commitment in time and resources, a major adjustment in existing career objectives and leaving family. It was therefore decided to forego PH.D plans at Berkeley and continue with Mortgage Brokerage in the area.

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During His career originating new loans, buying and selling existing mortgages and managing a privately held investment portfolio Gene was also involved in numerous equity purchases and development. Particularly notable

were several commercial developments including in the West Hills area of the Valley most notably His assistance in the arrangements of establishing a Medical Clinic to service modest migrant workers after a local hospital closed.

Gene was also involved in several commercial renovation projects throughout his career either in drawing plans, financing projects and/or actually having a majority interest in a project, renovating and managing it with success.

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In 2008 after discussion with friends, family and some investors and after realizing the historic economic adjustments occurring in the financial sector it was decided that Gene would withdraw from the mortgage trade.