User:Ginoliu/O-Bank

O-Bank (O-Bank, O-Bank for short) is a bank under O-Bank Group. Originally the "Taiwan Industrial Bank" was established in July 1999, and it was restructured into a commercial bank on January 3, 2017 and changed its current name. It is one of the few new-style banks in Taiwan with online banking as the mainstay. It currently has 8 business locations in Taiwan, and overseas offices have offices in Tianjin, China and Hong Kong branches.

History

 * In July 1999, Luo Jinming and Xie Senzhong jointly initiated the establishment of the "Taiwan Industrial Bank" by combining the strength of private enterprises. Officially opened in September.
 * In August 2004, it was listed on Xing Cabinet.
 * In February 2008, the headquarters building of Neihu Science and Technology Park was completed and opened.
 * In April 2009, the first overseas branch-Hong Kong branch opened.
 * In September 2010, it was approved by the Financial Management Committee to establish a representative office in Tianjin.
 * In October 2015, the interim meeting of shareholders approved an application for the restructuring of commercial banks, and the name was changed to "Wang Dao Commercial Bank"; in December, the FSC officially approved the change of registration as a commercial bank.
 * On January 3, 2017, it was formally restructured into the "Wang Dao Commercial Bank", stepping into the personal financial market.
 * On May 5, 2017, it was listed on the Taiwan Stock Exchange.
 * In June 2018, the Royal Bank Real Estate Investment Trust Fund "Yuancheng No. 1" was listed, which is the first real estate investment trust fund listed in Taiwan in the past ten years.

Business performance
Operating performance in 2019:


 * Net income was NT$5.305 billion, net profit after tax was NT$1.1 billion, total assets were 335.3 billion yuan, earnings per share (EPS) was 0.45 yuan, return on equity (ROE) and return on assets ( ROA) were 3.37% and 0.33%, respectively, and the capital adequacy rate was 14%. The credit balance reached NT$198.5 billion.

Awards

 * In 2002, he won the "Best Risk Management Award" at the First Taiwan Outstanding Financial Business Elite Award for the "Credit Collection Electronic Wind Control System"
 * In 2003, it issued the nation’s first financial asset securitization product "ICBC Corporate Loan Debt Trust Beneficiary Securities (CLO-1)", which was voted as "The Most In Asia 2003" by three financial media including Asia Money, The Asset, and Financial Asia. Case of Securitization of Domestic Issuance Assets" (deal of the year)
 * In 2004, the country’s first real estate securitization product "Jiaxin International Wanguo Commercial Building Asset Trust Beneficial Securities" was issued
 * In 2004, won the "Best Product Design Award" at the 2nd Taiwan Outstanding Financial Business Elite Award
 * In 2006, assisted Chi Mei Electronics to issue "Accounts Receivable Securitization Short-Term Beneficiary Securities (ABCP)", the first case in China to securitize a company's domestic and overseas accounts receivable
 * In 2012 and 2014, won the "Gold Award" from the Financial Joint Credit Information Center
 * In 2016, he was awarded the Silver Award of "Corporate Sustainability Report Award" by the financial industry of the "Taiwan Sustainable Energy Foundation".
 * In 2017, it obtained the B-type corporate certification of the U.S. B Lab in October, becoming the world's first listed bank to pass the B-type corporate certification, and the first listed company and the first listed company in Taiwan to pass the B-type corporate certification. A financial company certified as a Type B company. In November, won the "Best Digital Finance Award in Asia Pacific" and "Best Innovative Digital Business Model Award" in the 3rd Gartner Asia Pacific Digital Finance Innovation Competition, and won the Gold Award of "Corporate Sustainability Report Award" of the Taiwan Enterprise Sustainability Award.
 * In August 2018, he was awarded the "2018 National Corporate Citizenship Award" by Common Wealth Magazine. For the first time in the competition, he won the Rookie Award with the highest score of the newcomer in the backbone enterprise group; in September, he won the IDC Digital Transformation Award "Information and Data Transformation" "Leader"; in October, won the "Asian Banker" awarded the 2018 Taiwan's Best Digital Bank and the Visionary Digital Financial Services Best Bank Awards "Outstanding Award"; November, won the National Brand Yushan Award "Outstanding Enterprise Category" nationwide The first prize, the "Outstanding Leader Award", the "Outstanding Product Award", the "Best Digital Finance Award" of the Taiwan Outstanding Financial Business Elite Award, the "Corporate Sustainability Report Award" of the Taiwan Enterprise Sustainability Award, the Silver Award and the "Outstanding Product Award" Gender Equality Award".


 * In August 2019, he was awarded the “Sixth Place in the Core Enterprise Group” of the “2019 National Corporate Citizenship Award” by Common Wealth Magazine; in October, he was awarded the “Best Cloud in Taiwan 2019” by the international financial media “The Asian Banker” Application Award"; In November, he was awarded the "Taiwan Sustainable Enterprise Performance Award" in the Comprehensive Performance Category of the Taiwan Sustainable Energy Foundation by the Taiwan Sustainable Energy Foundation, and the "Gender Equality Award" and "Talent Development Award" for the best one-way performance award, "Creative Communication Award", and "Gold Award" in the financial and insurance industry of sustainability reporting.

Major subsidiaries

 * (U.S.) Huaxin Commercial Bank (100% holding)
 * Taiwan ICBC Leasing Company (100% shareholding)
 * Taijun International Leasing Company (100% holding)
 * Royal Bank Education Foundation