User:Growsontrees/sandbox

Terminated Merchant File is a tool used by credit card processing companies to screen potential merchants before giving them a merchant account. . It is also known as the TMF for short or the MATCH list. The Terminated Merchant File is shared among processors and acts as a blacklist, where merchants with high risk accounts or excessive chargebacks are put on the list are prevented from opening an account with a different credit card processor.

Other reasons for for being put on the Terminated Merchant File include
 * Merchant collusion
 * Fraud
 * Excessive chargebacks (refunds)
 * Money Laundering