User:Harzhray

Being Hacker is a project by a team of students from Amity University. It has been started in 2012 by Harsh Bardhan Ray, Founder and Leader for this project, Currently pursuing Bachelor of Technology in Computer Science, the official website of Being Hacker is under construction.

The community aims to spread awareness over cyber security among people, DSCI says cyber awareness is too low in INDIA, the number of cyber frauds are taking place these days mainly by Internet Banking over the Globe.

Internet banking frauds


 * Mobile banking
 * Phishing
 * Mule recruitment
 * Spamming

Internet banking fraud is fraud or theft committed using online technology to illegally remove money from, or transfer it to, a different bank account. Types of internet banking fraud include phishing and mule recruitment, and can happen through your smartphone, tablet, and other mobile devices.

Mobile banking

Banking on your computer, tablet or smartphone is so convenient and banks protect your accounts with sophisticated software systems. Criminals know it's difficult to defeat these systems, so they focus on customers directly, tricking their victims into revealing confidential information.

Avoid becoming a victim by knowing how to protect your information and your mobile devices, and understand how criminals use scams to try to defraud people.

Phishing

Phishing involves using a form of spam to fraudulently gain access to people's internet banking details. The term 'phishing' refers to the use of spam e-mails purporting to be from a bank, in this way criminals 'fish' for legitimate bank customer's login information.

Criminals send out millions of these fraudulent e-mails to random e-mail addresses in the hope of luring unsuspecting innocent persons into providing their personal banking details.

Typically, a phishing email will ask an internet banking customer to follow a link to a fake banking website and enter his or her personal banking details.

If the link is followed, the victim often also downloads a malicious program which captures his/her keyboard strokes including any typed information such as banking login details and sends them to a third party.As well as targeting internet banking customers, phishing emails may target online auction sites or other online payment facilities.

Legitimate banks do NOT send such emails to their customers.

Mule Recruitment

'Mule Recruitment' is an attempt to get a person to receive stolen funds using his or her bank account, and then transfer those funds to criminals overseas.

Usually, criminals send out millions of fraudulent job and employment emails to random email addresses, in the hope of involving unsuspecting, innocent persons in their criminal activity.

Spamming

Spam is unsolicited commercial messages sent via email, SMS, MMS and other, similar electronic messaging media. They may try to persuade you to buy a product or service, or visit a website where you can make purchases or they may attempt to trick you into divulging your bank account or credit card details