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Apple Federal Credit Union (or Apple FCU) is a U.S. credit union headquartered in Fairfax, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Apple FCU has the most branches out of any other Credit Union in the Northern Virginia region. As of September 2018, Apple FCU had over $2.5 billion USD in assets, and more than 205,000 members.

History
Apple Federal Credit Union began in 1956 when a group of educators, affiliated with the Fairfax Education Association, came together to help a fellow teacher purchase a set of car tires. This relationship soon expanded, was influenced by the national credit union movement, and resulted in the creation of the Fairfax Education Association Federal Credit Union.

The Credit Union sought to assist educators, their families and the support staff employed by the local school system. The institution was run by credit union members who volunteered their time and efforts as the Board of Directors for the betterment of their fellow credit union members.

Over the years, the credit union expanded upon its original concept and the name of the organization changed to its present name, Apple Federal Credit Union, in 1987.

There have also been several times in its history that Apple FCU has absorbed other credit unions to open its membership beyond its original common bond charter. Most recently, in 2011, a Prince William County community charter was added through a merger with Synergy One Federal Credit Union (Manassas, VA). In 2013, a merger with Vantria Federal Credit Union (Springfield, VA) added a community charter to include all Fairfax County. And in 2015, its most recent merger with Winchester Community Federal Credit Union, acquired a Frederick County (VA) community charter.

As a result of these strategic opportunities, the Credit Union now serves the greater Northern Virginia region and strives to be the leading community credit union in the area.

Membership
As with all credit unions, membership in Apple FCU is limited to individuals defined by its charter. Membership in Apple FCU is open via community membership to anyone who lives, works, worships, and volunteers or attends school in:


 * Fairfax County
 * Frederick County (VA)
 * Prince William County
 * City of Fairfax
 * City of Manassas
 * Manassas Park

Faculty, Staff, Students and Immediate Families of:


 * Clarke County Public Schools
 * Fairfax County Public Schools
 * Falls Church City Schools
 * Faquier County Public Schools
 * Frederick County Public Schools (VA)
 * Loudon County Public Schools
 * Manassas City Public Schools
 * Manassas Park Public Schools
 * Prince William County Public Schools
 * Shenandoah County Public Schools
 * Winchester Public Schools
 * George Mason University
 * Shenandoah University
 * Northern Virginia Community College

Hundreds of other businesses and organizations are in Apple FCU’s field and can be reviewed on their website.

Organization
Apple FCU is chartered with NCUA, and like other credit unions, is governed by a volunteer board of directors, elected by and from its membership. Apple FCU also has a separate subsidiary, named Apple Financial Services, providing wealth management and insurance solutions.

Employees
As of June 2018, the credit union had nearly 450 combined employees working at its headquarters building and branches. It was awarded the recognition of “Best Places to Work in Virginia” in 2017 and 2018 by Virginia Business Magazine. It also claimed the number one spot in Virginia in 2018 for Forbes’ “Best-In-State Credit Unions” survey of 25,000 consumers.

Services
Apple Federal Credit Union is a full-service financial institutions offering the typical suite of services offered by most financial institutions, including, but not limited to: savings, checking, IRA accounts, money markets and certificates. Lending services include: vehicle….. Apple's CUSO, Apple Financial Services, offers more extensive wealth management and brokerage services, as well as insurance.

As of September 2018, Apple FCU had 21 branches and members can make ATM transactions at more than 53,000 CO-OP Network locations at other credit unions and 7-Eleven stores in the U.S. and Canada without any surcharge fees.

Apple FCU also offers a variety of electronic services within their Online and Mobile App platforms, like mobile check deposit, personal financial management tools, product/loan account opening and more.