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HAI Group
HAI Group is a family of companies founded in 1987 that serves the public and affordable housing community with special, niche insurance programs as well as other products and services. Headquartered in Cheshire, Connecticut, HAI Group’s membership extends across the United States.

History
In the mid-1980s, the public housing community faced a crisis. Insurance companies did not want to provide coverage. They considered public housing authorities a bad risk and raised premiums to unaffordable levels.

In 1985, the Council of Large Public Housing Authorities held a meeting in Chicago to find a solution. After two years of studies, surveys, and meetings, that solution emerged -- the Housing Authority Risk Retention Group (HARRG).

HARRG is a member organization-owned by the housing authorities it insures. Over time, the company evolved from a single risk retention group into a group of companies that provide a full line of coverage and related services under the umbrella company, Housing Authority Insurance Group. In the mid-1980s, the public housing community faced a crisis. Insurance companies did not want to provide coverage. They considered public housing authorities a bad risk and raised premiums to unaffordable levels.

In 1985, the Council of Large Public Housing Authorities held a meeting in Chicago to find a solution. After two years of studies, surveys, and meetings, that solution emerged: the Housing Authority Risk Retention Group (HARRG). Over the course of the next 25 years, HARRG would eventually form new companies to offer products and services to its members.

Organization
HAI Group contains the following companies:
 * Housing Authority Risk Retention Group, Inc. (HARRG)
 * Housing Authority Property Insurance, A Mutual Company (HAPI)
 * Housing Enterprise Insurance Company, Inc. (HEIC)
 * Housing Authority Insurance, Inc. (HAI)
 * Housing Investment Group, Inc. (HIG)
 * Housing Telecommunications, Inc. (HTI)
 * Housing Insurance Services, Inc. (HIS)
 * Satellite Telecommunications, Inc. (STI)
 * Public and Affordable Housing Research Corporation (PAHRC)
 * Housing Systems Solutions, Inc. (HSS)

Awards and Recognition

 * HARRG Rated "A (Excellent)" by A.M. Best Company
 * HAPI Rated "A (Excellent)" by A.M. Best Company
 * HEIC Rated "A (Excellent)" by A.M. Best Company