User:Jack Wert/sandbox

Nations Lending Corporation, Is an American corporation headquartered in Independence, ohio and is a national direct mortgage lender currently licensed to do business in 43 states. Established in July, 2003, The Corporation was formed to assist home buyers and homeowners in the growing U.S. housing market. Nations Lending Corporation (N.L.C.) survived through the mortgage and housing industry collapse of the late 2000s, during this period the company not only remained stable but expand its staff and operations.

History
Jeremy Sopko and Bill Osborne childhood friends with a passion for industry were seeking to make a successful business utilizing their shared skills. They gained their knowledge while working up the ladder at other firms, first as bankers themselves and then as branch managers. Sharing the same idea for a better way of mortgage lending they opted for a shared independent venture and founded Nations Lending Corporation. The new Retail Mortgage Branch Program (RMBP) offers similar opportunity to industry professionals that share the same vision that Nations Lending Corporation stands for.

News
In 2012 Nations Lending Corporation received the award being named a Top 10 Workplace by one of the region's leading newspapers, The Cleveland Plain Dealer. In July-September 2012 Nations Lending Corporation ran a contest the winner of which received their entire mortgage payments paid by Nations lending Corp for one full year, the contest was open to all eligible families in the Northern Ohio area who had gone through significant loss or hardship, and was offered as a way to give back to the local community. Recently N.L.C. provided and delivered Christmas presents to pediatric children, adolescent and young adult cancer patients and their families at Rainbow Babies and Children's Hospital in Cleveland, Ohio. as part of the Jeremy Cares 2012 Rainbow gift delivery. N.L.C. gave away over $16,000 dollars worth of presents at this event.

Product Divisions 

For the 2012 fiscal year, NLC had four main product divisions: FHA Loans Conventional Loans/HARP Loans VA Loans USDA  Nations Lending Corporation has a wide variety of loans programs for both new home purchases and refinances. Many of these loan programs (Such as United States USDA Loans) which are offered by N.L.C. are not offered by other regional banks.

Controversy
There have been some customer complaints lodged against Nations Lending Corporation however N.L.C. still maintains very high ratings in independent professional and consumer rankings.