User:Jngvogel2

Johannes (J.N.G. or Hans) Vogel, born on October 2, 1949 in Hoorn, The Netherlands.

He is married to Nelly Lambert.

He has a master and PHD in Lawdoctoral (doctor at the University of Utrecht, The Netherlands),

He is the founder of two finance companies which bought outstanding loans from banks.

He is now retired and lives in Dubai.