User:Kadril

I absolutely love wikis, so I can't help but contribute to this one. I expect to edit pages that I know something about, mainly in the fields of real estate law and mortgage lending, with a specialty in anti-predatory lending law. But probably in other topics like gardening and who-knows-what-else by the time I'm done.

Feel free to leave me a comment on my talk page, if you so desire.

scratchpad
http://www.nynewsday.com/news/local/queens/nyc-nabe0304,0,1679787.story?coll=nyc-manheadlines-queens

"We sometimes mix sub-prime and predatory and they're not the same thing," Meeks said. "I don't want to throw the baby out with the bath water. There is a need for sub-prime lenders, as long as it isn't usurious or predatory."

U.S. Rep. Gregory Meeks (D-Jamaica) (NY state)

http://www.responsiblelending.org/pdfs/PPP_Policy_Paper2.pdf

Why Prepayment Penalties are Abusive in Subprime Home Loans