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Yetu Microfinance Plc. (YETU) is a microfinance in Tanzania. It is the first microfinance institution to be listed in the Dar es Salaam Stock Exchange Yetu is a Swahili word meaning Ours.

Overview
YETU Microfinance is a company dedicated to provide financial services to the unbanked and under banked people of Tanzania.The company offers credit products, such as solidarity group loans for clients who are organized into groups whose members serve as informal bank and cross guarantee each other’s loans; Mavuno loan products to afford members of solidarity group loan who have reached a loan ceiling of TZS 3 million and would like to borrower on individual capacity; small and medium enterprises loan products, including export and import, car, business/shop improvement, business capital, and processing and manufacturing loans; SRI agricultural loans; mixed farming loans to smallholder farmers for financing various crops; and instant loans, as well as education loans. Its deposit products comprise compulsory (collateral) savings; and voluntary deposits.

History
Yetu Microfinance was born out of the transformation of Youth Self Employment Foundation (YOSEFO), an NGO which was established in 1997 and successfully managed microfinance business on a sustainable basis.

Ownership
YOSEFO is a major shareholder of YETU Microfinance. YETU Microfinance has taken over from YOSEFO all the branches, agencies and financial services delivery centres and the 28,000 loyal clients. Yetu Microfinance sold 6,223,380 shares at the price of 500/- and managed to raise 3.1bn/- collected from 14,273 subscribers through an IPO. .

Branch and Agency Network
, Yetu Microfinance PLC maintains a network of branches and agencies at the following locations:


 * 1) Head Office - Mkunazini building 2nd Floor, Kidongo chekundu, Dar es Salaam
 * 2) Mbagala Branch - Mbagala Zakhem ,Temeke District, Dar es Salaam
 * 3) Mzizima Branch - Machinga Complex,Ground floor, Ilala District, Dar es Salaam
 * 4) Mngeta Branch - KPL/SRI building, Mngeta Village, Kilombero District, Morogoro.
 * 5) Zanzibar Branch -Mwanakwerekwe Shopping Center, Zanzibar
 * 6) Kilwa Agency - Lumumba Street, Kilwa Masoko, Kilwa.
 * 7) Lindi Agency - Ghana Road near NHC office, Lindi
 * 8) Lumo Agency - MF House, Temeke District, Dar es Salaam

Governance
The Board of Directors of the company comprises six individuals. The Chairman is one of the five non-Executive Directors. The current Chairman is Ernest Ndimbo. The current Managing Director and Chief Executive Officer (CEO), is Altemius Millinga.