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Banque Heritage  is a Swiss Private Bank with its headquarters in Geneva, Switzerland that is specialized in asset management and alternative investments.

Who We Are - Our Heritage
The Esteve and Barth families have over 200 years of entrepreneurial experience, that was family owned and managed. The Bank holds CHF 4.5 Bn Assets under management and experienced a strong growth, both through fields of organic matter and acquisitions. Banque Heritage has a true Swiss footprint, with offices in Geneva, Basel, Sion, and Zürich (Switzerland). As the bank is growing it longs to look for new and innovative partnerships.

Banque Heritage - At a Glance Today
The Swiss Private Bank with headquarters in Geneva and offices in Basel, Zurich, and Sion is a merger of Banque Heritage SA and Sallfort Privatbank AG, which was agreed upon in June 2019. Both banks carry their origins which can be traced to commodity trading business. The generated wealth through commodity trading businesses created the need to establish family offices. With both, Esteve and Barth families having a background of over 200 years of business experience and being its global market leaders, it represents tradition and innovation. The banks representatives carry a traditional manner as Marcos Esteve, sixth generation of the family businesses is the CEO of Banque Heritage; and his brothers Carlos and Ramon are on the Board of Directors, joined by Johannes T. Barth, ninth generation of the Barth family businesses. The bank also expanded to a fully owned subsidiary, Banque Heritage Uruguay, based in Montevideo and is the major shareholder of Meridian Wealth Management, a Lausanne based wealth management firm.

Taking Tradition into the Future
Banque Heritage strives to offer its expertise in traditional private banking and asset management activities and to offer the best-in-class solutions for the stewardship of its client's wealth.

A Full Range of Services

 * Private Banking
 * Family Office Services
 * Wealth Planning
 * Asset Management/Discretionary Portfolio Management, Investment and Advisory
 * Structured Products
 * Venture Capital Club Deals
 * M&A and Strategic Advisory
 * Pension Planning
 * Fund Representation
 * Paying Agent Services

Wealth Management
The Private Banking facilities at Banque Heritage reflects the ambition for carefully managed growth. It’s divided into several departments, each concentrating on specific geographical locations or special interest groups. They intend to ensure full understanding in the importance of maintaining outstanding relationships with their clients by displaying understanding, adaptability, and integrity. No matter the objective and remaining independent with what they do, their interest always lies with priority towards the client.

Asset Management
Assets are there to be protected and grown. That is the premise according to which the team of experienced asset managers in Banque Heritage work for their clients. The most important aspect for bespoke client advice is a thorough understanding of the client's respective needs, so that these requirements can be translated into a corresponding investment strategy. The Bank is managing the assets of their customers as if they were to manage the assets of their own family, establishing a true partnership with their clients.

External Asset Managers
Banque Heritage offers their private banking service through an External Asset Manager (EAM) model. The dedicated model provides the tools and services that allow the Bank to provide the best possible service to their clients. It puts a team of experienced financial market professionals to the clients’ service and allows them to take advantage of services, product, and IT solutions that the client needs to succeed in their business.

M&A and Strategic Advisory
The Board of Directors or entrepreneurs at Banque Heritage are the ones that make the M&A decisions. Their experienced advisors take special care to conduct each transaction in a unique way, giving private and corporate clients access to a service tailored to their own specific needs.

Pension Planning
Banque Heritage offers to invest a clients vested termination benefits according to the client’s needs. The Bank manages the clients pension capital in accordance with the regulations contained in Swiss pension law (Berufliche Vorsorge-Verordnung (BVV2)) with the framework of the bank’s special investment strategies. The clients individual pension capital is invested in an independent portfolio and is not blended with others.

Venture Capital
In the 1990s, in addition to the need for traditional investments such as shares, bonds and fund, there was a growing need for new forms of investment. Therefore, at Banque Heritage, Private Equity means venture capital investments in innovative technology companies with a geographical focus on Silicon Valley, the US West Coast, the UK, and Latin America. Further, the bank has developed a new model that does not require a fund and offers investors a direct equity stake in growth companies. At Banque Heritage, this is called the "Venture Capital Club Deal".

Fund Representation and Swiss Paying Agent Services
Fund managers who care about being fully compliant with Swiss rules must deal with complex regulations and a continuously evolving regulatory environment. With the knowledge of the Swiss financial market and its dedicated team of experts on fund distribution in Switzerland, the Banque Heritage offers fund managers targeting qualified investors to be their local partner and point of contact for regulatory matter related to fund distribution.

Art Consulting
Professional advice on art and building up its collection is a key element to Banque Heritage. It's a service that is offered to their clients with an interest in art.

News and Publications
https://www.heritage.ch/en/news

Banque Heritage Uruguay
Banque Heritage Uruguay - previously Banco Surinvest – was acquired by Banque Heritage Switzerland in 2007 (the only local bank with a Swiss bank parent company). The Bank in Uruguay was formed in 1981 by large financial institutions (IFC, Rabobank, and HSBC) to serve corporate clients in the region with regards to trade finance and corporate banking activities.

Meridian Wealth Management
Banque Heritage is the majority shareholder of Meridian Wealth Management, an Independent Asset Manager based in Lausanne, since 2016.

Website
http://www.heritage.ch/en/about