User:Mathewrcox/sandbox

The new content that i will be adding to my wikipedia topics page is:

As a result of the provision fund, no lenders have ever lost money at RateSetter. (Alois, 2015)

It will be in the first paragraph in the United Kingdoms section of the article.

Hi,

Below are the links for two articles/websites I found for you that might be helpful for your search for the Ratesetter articles.

1)	http://www.moneysavingexpert.com/savings/peer-to-peer-lending

2)	https://www.ratesetter.com/aboutus

-Vosman0662286

The Source that i found that i feel would have the passage my article is needing cited would be: http://www.crowdfundinsider.com/2015/07/70588-fscs-deposit-limit-to-be-lowered-ratesetter-believes-their-provision-fund-is-better/

I think this source is good for the new passage because it has the similar statement that is in the actual wiki article and this would have the citation that would/will be needed.

Rough draft of passage "RateSetters' provision fund reduces the risk of loss so effectively that no individual RateSetter investor has ever lost a penny since the company began in 2010".

Search Strategy I tried to contradict the statement and typed "losing money with RateSetter" with multiple variations and couldn't find an article to do so, so i just found one that coincided with the statement that was in the wiki article.

Peer-to-peer lending RateSetter became the first peer-to-peer lender to make use of a provision fund to safeguard lenders against borrower defaults, launching in September 2010.[6] As a result of the provision fund, no lenders have ever lost money at RateSetter.[citation needed]

Financial literacy Also, Northern Illinois University started a campus-wide Financial Literacy Initiative in 2009 with a program called Financial Cents. Financial Cents provides college students at Northern Illinois University with the tools and knowledge needed to make sound financial decisions during their college careers as well as after they graduate. Other public and private universities across the United States have implemented similar financial literacy programs.[citation needed]

Observations
what drew me to these articles is that we as a society lend to each other everyday, and the types of terms we need to know is crucial to better our selves, like knowing how to loan, what types of loans are out there, and why people loan money to other people. what drew me to the second article is the fact that everyone should have a basic understanding of the financial language to better prepare them for their future, economic stability and retirement.

Feedback and observations
I really like the topic you have chosen - trying to contradict the statement is a great way to (hopefully!) find relevant, reliable information. What tools did you use to find the statement (Google, MSVU Library, etc.)? Ziggy2012 (talk) 12:07, 31 July 2015 (UTC)